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Where P2P investors moved their money in Q3 2025

Every quarter we add up deposits and withdrawals across the portfolios tracked in P2P Dash. Not survey answers, not platform announcements, just transaction data from 1,245 real portfolios.

Net capital added across all platforms

€9.66M

Q2 2025: €7.15M

Platforms with enough data
48
Tracked investors
1,245
Complete quarter Data through September 18, 2026

Biggest inflows

Platforms that took in the most net capital this quarter, measured as deposits minus withdrawals, in euros.

  1. 1 Ventus Energy
    €2.15M
    Previous quarter: €905K
  2. 2 Mintos
    €972K
    Previous quarter: €385K
  3. 3 Debitum
    €934K
    Previous quarter: €317K
  4. 4 Afranga
    €854K
    Previous quarter: €628K
  5. 5 Go & Grow
    €838K
    Previous quarter: €752K
  6. 6 Monefit
    €667K
    Previous quarter: €869K
  7. 7 Maclear
    €605K
    Previous quarter: €322K
  8. 8 Loanch
    €492K
    Previous quarter: €90K

Biggest outflows

Platforms our investors pulled the most net capital out of.

  1. 1 Peerberry
    -€231K
    Previous quarter: -€15.4K
  2. 2 Robocash
    -€209K
    Previous quarter: -€160K
  3. 3 Esketit
    -€156K
    Previous quarter: -€2.2K
  4. 4 Stikcredit
    -€71.5K
    Previous quarter: -€82.8K
  5. 5 Estateguru
    -€32.2K
    Previous quarter: -€38.1K
  6. 6 Income
    -€16.9K
    Previous quarter: €21.3K
  7. 7 Capitalia
    -€15.6K
    Previous quarter: €195K
  8. 8 Bondster
    -€10K
    Previous quarter: -€9.04K

Sharpest shifts

The same flows measured against the capital already on the platform. A small platform losing most of its book barely registers in euros, but shows up here.

  1. 1 Loanch
    +165%
    Net flow: €492K
  2. 2 Asterra Estate
    +123%
    Net flow: €344K
  3. 3 Afranga
    +105%
    Net flow: €854K
  4. 4 Ventus Energy
    +78%
    Net flow: €2.15M
  5. 5 Devon
    +65%
    Net flow: €323K

Fastest-growing investor base

Platforms that gained the most tracked investors over the last twelve months.

  1. 1 Ventus Energy
    +359
    Active investors: 403
  2. 2 Debitum
    +310
    Active investors: 485
  3. 3 Mintos
    +277
    Active investors: 689
  4. 4 Monefit
    +222
    Active investors: 390
  5. 5 Go & Grow
    +203
    Active investors: 508
  6. 6 Maclear
    +193
    Active investors: 253
  7. 7 Indemo
    +183
    Active investors: 150
  8. 8 Afranga
    +176
    Active investors: 183

How these numbers are made

  • Every figure comes from transaction data imported by P2P Dash users: deposits and withdrawals booked on the platform, not estimates or survey answers.
  • A platform is listed once at least 20 of our users track it. Months with fewer than five active investors are never published, so no single portfolio can be read out of the figures.
  • “Share of capital” divides the quarter's net flow by the net capital our users had deposited on that platform before the quarter began. It is not the platform's balance and it excludes accrued interest.
  • These are our users' flows, not a platform's total volume. They show which way a sample of engaged retail investors is moving, which is exactly what the platforms themselves never publish.
  • Past quarters are not frozen. When somebody imports years of history, months that ended long ago gain transactions, so older figures can still rise. Every page is rebuilt nightly; what you see is the state of the data on September 18, 2026.

These figures are free to reuse under CC BY 4.0 — please credit P2P Dash and link back to this page.

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

Inside P2P Dash

See your own flows, not just the average

Import your platform exports and P2P Dash shows your deposits, withdrawals and returns per platform: the same calculations behind this page, run on your portfolio.