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Importer Last Updated: February 21, 2026

Loanch

Loanch is a peer-to-peer lending platform for consumer loans from Southeast Asia. Since 13 March 2026 it has been operated by PRZEMEK SAVJETOVANJE d.o.o., a company registered in Zagreb in 2025 under number 49535909257 whose sole owner and director is the platform's chief executive; before that the operator was RiseTech Kft. in Budapest. Investors buy assigned claims on loans from three lending companies: Tambadana and AhaPay in Malaysia, and Ammana in Indonesia, which has issued no new loans on the platform since 18 March 2026 because it has switched to domestic funding. Tambadana belongs to the Singapore fintech group Fingular. Where a loan carries a buyback guarantee, the obligation is owed by the lending company and expressly not by Loanch, and it applies only to loans for which it is stated. There is auto-invest and no secondary market. Deposits and withdrawals were unavailable for about eleven weeks in 2026, from February until the platform announced full restoration on 24 April, after its payment provider stopped processing.

🇭🇷Croatia·Founded 2022·Unregulated
Asset classes: Consumer loans
Auto-InvestBuyback GuaranteeSecondary Market

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Loanch

Loanch in real numbers

Anonymized statistics from all Loanch portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.

See the statistics for all platforms →

Median net return (XIRR)

15.8%

Based on 148 investor portfolios

Middle 50% of investors

14.6%18.3%

Investor sentiment

Based on 106 stated strategies

Add funds32%Reinvest25%Hold22%Reduce12%Exit9%

Combined portfolio value

€1,990,922

Investors on P2P Dash

363

Interest earned all-time

€196,394

Median cash drag

1.2%

Share of funds sitting uninvested

Loanch returns over time

Median annual return of Loanch investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.

Last 12 months

16.2%

80 investors

16.8%

2024

15.7%

2025

16.2%

2026

Return excluding cashback Added by cashback

See returns by platform and year →

Is money moving into Loanch?

Monthly deposits minus withdrawals across Loanch investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.

Net flow, last 12 months

+€930,828

363 investors tracking

Money in Money out

In Q3 2026, Loanch ranks 50 of 50 platforms by net capital flow. See all capital flows for Q3 2026 →

See the fastest growing platforms →

Loanch investors also track

Share of Loanch investors on P2P Dash who also track each of these platforms: anonymized community data, shown only where at least 10 investors overlap.

Alternatives to Loanch

Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.

Nectaro logo Nectaro

16.6% median return (XIRR) · 534 investors

Regulated Buyback Guarantee
Afranga logo Afranga

14.8% median return (XIRR) · 476 investors

Regulated Secondary Market
Modena logo Modena

10.7% median return (XIRR) · 322 investors

Regulated Buyback Guarantee
Loanch vs Modena →

Full ranking: Consumer loans →

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

Ranking

The Best P2P Lending Platforms 2026

Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,981 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.

Frequently asked questions about Loanch

Answers based on anonymized community data from P2P Dash investors.

What is Loanch?

Loanch is a peer-to-peer lending platform, founded in 2022 (headquarters: Croatia). On P2P Dash, investors import their Loanch account statements to track the real net return they earn there.

What return do investors actually earn with Loanch?

Across 148 Loanch portfolios tracked on P2P Dash, the median net return (XIRR) is 15.8%. The middle 50% of investors earn between 14.6% and 18.3% (as of September 18, 2026).

How many investors track Loanch on P2P Dash?

363 investors track their Loanch portfolios on P2P Dash, with a combined portfolio value of €1,990,922 and €196,394 in interest earned all-time.

How does Loanch rank among P2P platforms?

Loanch ranks 8 of 27 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.

Are investors currently adding or withdrawing money at Loanch?

Of 106 stated strategies for Loanch, 57% plan to add funds or reinvest, 22% intend to hold, and 22% plan to reduce or exit (as of September 18, 2026).

Is Loanch regulated?

No, Loanch does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.

Does Loanch offer a buyback guarantee?

Yes, Loanch offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.

How do I analyze my Loanch portfolio?

Export your transaction history from Loanch (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.

What are alternatives to Loanch?

Based on the community ranking, the closest alternatives to Loanch in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.