Loanch
Loanch is a peer-to-peer lending platform for consumer loans from Southeast Asia. Since 13 March 2026 it has been operated by PRZEMEK SAVJETOVANJE d.o.o., a company registered in Zagreb in 2025 under number 49535909257 whose sole owner and director is the platform's chief executive; before that the operator was RiseTech Kft. in Budapest. Investors buy assigned claims on loans from three lending companies: Tambadana and AhaPay in Malaysia, and Ammana in Indonesia, which has issued no new loans on the platform since 18 March 2026 because it has switched to domestic funding. Tambadana belongs to the Singapore fintech group Fingular. Where a loan carries a buyback guarantee, the obligation is owed by the lending company and expressly not by Loanch, and it applies only to loans for which it is stated. There is auto-invest and no secondary market. Deposits and withdrawals were unavailable for about eleven weeks in 2026, from February until the platform announced full restoration on 24 April, after its payment provider stopped processing.
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Loanch in real numbers
Anonymized statistics from all Loanch portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
15.4%
Based on 191 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 129 stated strategies
Combined portfolio value
€2,281,148
Investors on P2P Dash
411
Interest earned all-time
€245,326
Median cash drag
1.4%
Share of funds sitting uninvested
Compare Loanch head-to-head
Loanch returns over time
Median annual return of Loanch investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
15.7%
84 investors
17.0%
2024
15.8%
2025
16.0%
2026
Is money moving into Loanch?
Monthly deposits minus withdrawals across Loanch investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€1,054,489
411 investors tracking
In Q3 2026, Loanch ranks 12 of 51 platforms by net capital flow. See all capital flows for Q3 2026 →
How is sentiment on Loanch changing?
The strategies Loanch investors state on P2P Dash, week by week. Each of them sets one per platform: add funds, reinvest, hold, reduce or exit.
Community score
Weekly, on a scale from 0 to 100. Above 50, plans to add money outweigh plans to take it out; below 50 it is the other way round. The bars below show how many changed their strategy that week, and in which direction.
Community score
62
as of Nov 12, 2026
Last 7 days
-2
- More cautious
- 5
- More confident
- 1
Nov 6 to Nov 12, 2026
Strategies over time
Share of each strategy among all stated ones, week by week.
Show all weeks as a table
| Week | Community score | Votes | More confident | More cautious | New votes | Reset | Add funds | Reinvest | Hold | Reduce | Exit |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 2 to Nov 8, 2026 | 62 | 125 | 1 | 3 | 1 | 0 | 31% | 23% | 22% | 10% | 14% |
| Oct 26 to Nov 1, 2026 | 64 | 124 | 0 | 1 | 6 | 0 | 33% | 24% | 20% | 10% | 13% |
| Oct 19 to Oct 25, 2026 | 64 | 118 | 0 | 2 | 4 | 0 | 33% | 25% | 20% | 10% | 12% |
| Oct 12 to Oct 18, 2026 | 64 | 114 | 2 | 0 | 3 | 1 | 32% | 26% | 20% | 10% | 12% |
| Oct 5 to Oct 11, 2026 | 63 | 112 | 1 | 2 | 4 | 0 | 30% | 25% | 22% | 10% | 13% |
| Sep 28 to Oct 4, 2026 | 63 | 108 | 3 | 0 | 4 | 0 | 31% | 27% | 20% | 10% | 12% |
| Sep 21 to Sep 27, 2026 | 63 | 104 | 1 | 2 | 3 | 0 | 31% | 25% | 20% | 13% | 12% |
| Sep 14 to Sep 20, 2026 | 65 | 101 | 0 | 0 | 2 | 1 | 33% | 25% | 21% | 12% | 10% |
| Sep 7 to Sep 13, 2026 | 65 | 100 | 2 | 3 | 3 | 0 | 33% | 25% | 21% | 11% | 10% |
| Aug 31 to Sep 6, 2026 | 64 | 97 | 0 | 2 | 3 | 2 | 35% | 22% | 21% | 11% | 11% |
| Aug 24 to Aug 30, 2026 | 65 | 96 | 1 | 1 | 2 | 0 | 36% | 22% | 19% | 10% | 13% |
| Aug 17 to Aug 23, 2026 | 66 | 94 | 1 | 2 | 0 | 0 | 38% | 21% | 18% | 10% | 13% |
| Aug 10 to Aug 16, 2026 | 66 | 94 | 1 | 0 | 1 | 0 | 39% | 20% | 19% | 9% | 13% |
| Aug 3 to Aug 9, 2026 | 65 | 93 | 4 | 3 | 2 | 0 | 39% | 19% | 19% | 9% | 14% |
| Jul 27 to Aug 2, 2026 | 66 | 91 | 2 | 3 | 2 | 0 | 38% | 20% | 22% | 8% | 12% |
Loanch investors also track
Share of Loanch investors on P2P Dash who also track each of these platforms: anonymized community data, shown only where at least 10 investors overlap.
Alternatives to Loanch
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
Full ranking:Consumer loans →
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 2,124 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Loanch
Answers based on anonymized community data from P2P Dash investors.
What is Loanch?
Loanch is a peer-to-peer lending platform, founded in 2022 (headquarters: Croatia). On P2P Dash, investors import their Loanch account statements to track the real net return they earn there.
What return do investors actually earn with Loanch?
Across 191 Loanch portfolios tracked on P2P Dash, the median net return (XIRR) is 15.4%. The middle 50% of investors earn between 14.3% and 17.4% (as of November 12, 2026).
How many investors track Loanch on P2P Dash?
411 investors track their Loanch portfolios on P2P Dash, with a combined portfolio value of €2,281,148 and €245,326 in interest earned all-time.
How does Loanch rank among P2P platforms?
Loanch ranks 13 of 29 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Loanch?
Of 129 stated strategies for Loanch, 54% plan to add funds or reinvest, 22% intend to hold, and 24% plan to reduce or exit (as of November 12, 2026).
Is Loanch regulated?
No, Loanch does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Loanch offer a buyback guarantee?
Yes, Loanch offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Loanch portfolio?
Export your transaction history from Loanch (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Loanch?
Based on the community ranking, the closest alternatives to Loanch in the same asset class are Modena, Revest, Nectaro. Each platform page shows real median returns and investor numbers from the P2P Dash community.