Loanch
Loanch is a peer-to-peer lending platform founded in 2022, now headquartered in Zagreb, Croatia (relocated from Budapest, Hungary in 2026). The platform connects European investors with loan originators in Southeast Asia, primarily Indonesia and Malaysia. Loanch specializes in short-term consumer microloans with terms of 30-90 days, offering features like auto-invest and buyback guarantees. The platform is part of the Fingular ecosystem, a Singaporean holding company.
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Loanch in real numbers
Anonymized statistics from all Loanch portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
15.7%
Based on 85 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 94 stated strategies
Combined portfolio value
€1,662,913
Investors on P2P Dash
304
Interest earned all-time
€154,321
Median cash drag
1.1%
Share of funds sitting uninvested
Compare Loanch head-to-head
Loanch returns over time
Median annual return of Loanch investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
15.7%
31 investors
16.2%
2024
15.5%
2025
16.2%
2026
Is money moving into Loanch?
Monthly deposits minus withdrawals across Loanch investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€1,132,229
304 investors tracking
In Q2 2026, Loanch ranks 18 of 45 platforms by net capital flow. See all capital flows for Q2 2026 →
Loanch investors also track
Share of Loanch investors on P2P Dash who also track each of these platforms: anonymized community data, shown only where at least 10 investors overlap.
Alternatives to Loanch
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,761 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Loanch
Answers based on anonymized community data from P2P Dash investors.
What is Loanch?
Loanch is a peer-to-peer lending platform, founded in 2022 (headquarters: Croatia). On P2P Dash, investors import their Loanch account statements to track the real net return they earn there.
What return do investors actually earn with Loanch?
Across 85 Loanch portfolios tracked on P2P Dash, the median net return (XIRR) is 15.7%. The middle 50% of investors earn between 14.2% and 17.9% (as of August 3, 2026).
How many investors track Loanch on P2P Dash?
304 investors track their Loanch portfolios on P2P Dash, with a combined portfolio value of €1,662,913 and €154,321 in interest earned all-time.
How does Loanch rank among P2P platforms?
Loanch ranks 9 of 34 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Loanch?
Of 94 stated strategies for Loanch, 56% plan to add funds or reinvest, 24% intend to hold, and 19% plan to reduce or exit (as of August 3, 2026).
Is Loanch regulated?
No, Loanch does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Loanch offer a buyback guarantee?
Yes, Loanch offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Loanch portfolio?
Export your transaction history from Loanch (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Loanch?
Based on the community ranking, the closest alternatives to Loanch in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.