Esketit
Esketit is a peer-to-peer lending platform launched in 2020 by Matiss Ansviesulis and Davis Barons, who had founded the consumer lender AvaFin (formerly CreamFinance) in 2012. Investors buy claim rights on loans that partner lenders have already issued: consumer and car loans in Malaysia and Kazakhstan, mortgage-backed loans in Latvia, and business loans to lending ventures with portfolios in Spain, Sri Lanka and the Middle East. Several of those lenders belong to the same founders. The buyback is owed by the lender rather than by the platform and applies once a borrower is more than 60 days late. There is a secondary market. Since October 2025 the platform has been operated from Zagreb by Esketit Platform d.o.o.; claims bought before that date stay with the Irish company Esketit Platform Limited.
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Esketit in real numbers
Anonymized statistics from all Esketit portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
11.5%
Based on 264 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 112 stated strategies
Combined portfolio value
€1,835,694
Investors on P2P Dash
362
Interest earned all-time
€573,113
Median cash drag
3.7%
Share of funds sitting uninvested
Compare Esketit head-to-head
Esketit returns over time
Median annual return of Esketit investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
12.1%
104 investors
12.8%
2021
13.7%
2022
11.8%
2023
11.1%
2024
11.3%
2025
12.8%
2026
Is money moving into Esketit?
Monthly deposits minus withdrawals across Esketit investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€108,892
362 investors tracking
In Q3 2026, Esketit ranks 49 of 50 platforms by net capital flow. See all capital flows for Q3 2026 →
Alternatives to Esketit
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
Full ranking: Consumer loans → Real estate →
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,981 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Esketit
Answers based on anonymized community data from P2P Dash investors.
What is Esketit?
Esketit is a peer-to-peer lending platform, founded in 2020 (headquarters: Croatia). On P2P Dash, investors import their Esketit account statements to track the real net return they earn there.
What return do investors actually earn with Esketit?
Across 264 Esketit portfolios tracked on P2P Dash, the median net return (XIRR) is 11.5%. The middle 50% of investors earn between 10.8% and 12.4% (as of September 18, 2026).
How many investors track Esketit on P2P Dash?
362 investors track their Esketit portfolios on P2P Dash, with a combined portfolio value of €1,835,694 and €573,113 in interest earned all-time.
How does Esketit rank among P2P platforms?
Esketit ranks 24 of 27 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Esketit?
Of 112 stated strategies for Esketit, 31% plan to add funds or reinvest, 14% intend to hold, and 54% plan to reduce or exit (as of September 18, 2026).
Is Esketit regulated?
No, Esketit does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Esketit offer a buyback guarantee?
Yes, Esketit offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Esketit portfolio?
Export your transaction history from Esketit (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Esketit?
Based on the community ranking, the closest alternatives to Esketit in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.