Esketit vs Mintos
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of August 3, 2026
 Esketit |  Mintos | |
|---|---|---|
| Community ranking 2026 | #30 of 34 | #16 of 34 |
| Median net return (XIRR) | 11.5% | 10.9% |
| Median cash drag | 3.7% | 3.0% |
| Investors on P2P Dash | 320 | 969 |
| Combined portfolio value | €1.74M | €9.56M |
| Interest earned all-time | €509K | €3.28M |
Platform facts
| Founded | 2020 | 2015 |
| Headquarters | 🇭🇷 Croatia | 🇱🇻 Latvia |
| Regulated | No | Yes |
| Buyback Guarantee | Yes | Yes |
| Secondary Market | Yes | Yes |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Esketit
12.3%
Last 12 months · All time 11.5%
82 investors
Mintos
10.3%
Last 12 months · All time 10.9%
202 investors
12.9%
9.6%
2021
13.8%
6.8%
2022
11.8%
10.3%
2023
11.1%
10.2%
2024
11.3%
11.3%
2025
12.5%
8.9%
2026
Esketit came out ahead in 5 of the 6 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Esketit Middle 50% of investors: 10.8% – 12.4%
Median net return (XIRR): 11.5%
Mintos Middle 50% of investors: 9.0% – 12.6%
Median net return (XIRR): 10.9%
Esketit investors sit closer together: 1.5% between the 25th and 75th percentile, against 3.6%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
216 investors track both platforms.
68% of Esketit investors also track Mintos.
22% of Mintos investors also track Esketit.
What the data says
Measured by real portfolios on P2P Dash, Esketit currently delivers the higher median net return: 11.5% versus 10.9% at Mintos.
Investor sentiment currently favors Mintos: 55% of stated strategies are “add funds” or “reinvest”, versus 31% at Esketit.
Mintos is the bigger platform on P2P Dash, with 969 investors tracking it versus 320 for Esketit.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Esketit or Mintos?
Among P2P Dash investors, Esketit currently shows the higher median net return (XIRR): 11.5% versus 10.9% (as of August 3, 2026). The middle 50% of portfolios earn 10.8% – 12.4% at Esketit and 9.0% – 12.6% at Mintos.
Which has done better recently, Esketit or Mintos?
Over the last 12 months Esketit shows the higher median net return: 12.3% against 10.3%. All time the figures are 11.5% for Esketit and 10.9% for Mintos (as of August 3, 2026).
Where do investors put new money right now, Esketit or Mintos?
As of August 3, 2026, 31% of stated strategies at Esketit are “add funds” or “reinvest”, compared to 55% at Mintos.
Do investors use Esketit and Mintos at the same time?
216 investors on P2P Dash track both platforms. 68% of Esketit investors also have Mintos in their portfolio.
How do I compare my own returns on Esketit and Mintos?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.