Esketit vs Swaper
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of September 18, 2026
 Esketit |  Swaper | |
|---|---|---|
| Community ranking 2026 | #24 of 27 | #22 of 27 |
| Median net return (XIRR) | 11.5% | 13.3% |
| Median cash drag | 3.7% | 6.8% |
| Investors on P2P Dash | 362 | 334 |
| Combined portfolio value | €1.84M | €2.85M |
| Interest earned all-time | €573K | €542K |
Platform facts
| Founded | 2020 | 2016 |
| Headquarters | 🇭🇷 Croatia | 🇪🇪 Estonia |
| Regulated | No | No |
| Buyback Guarantee | Yes | Yes |
| Secondary Market | Yes | Yes |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Esketit
12.1%
Last 12 months · All time 11.5%
104 investors
Swaper
14.0%
Last 12 months · All time 13.3%
88 investors
12.8%
13.3%
2021
13.7%
12.4%
2022
11.8%
13.5%
2023
11.1%
13.4%
2024
11.3%
12.9%
2025
12.8%
14.6%
2026
Swaper came out ahead in 4 of the 6 years both platforms have data for.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
123 investors track both platforms.
34% of Esketit investors also track Swaper.
37% of Swaper investors also track Esketit.
What the data says
Measured by real portfolios on P2P Dash, Swaper currently delivers the higher median net return: 13.3% versus 11.5% at Esketit.
Investor sentiment currently favors Swaper: 41% of stated strategies are “add funds” or “reinvest”, versus 31% at Esketit.
Esketit is the bigger platform on P2P Dash, with 362 investors tracking it versus 334 for Swaper.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Esketit or Swaper?
Among P2P Dash investors, Swaper currently shows the higher median net return (XIRR): 13.3% versus 11.5% (as of September 18, 2026). The middle 50% of portfolios earn 10.8% – 12.4% at Esketit and 12.3% – 14.0% at Swaper.
Which has done better recently, Esketit or Swaper?
Over the last 12 months Swaper shows the higher median net return: 14.0% against 12.1%. All time the figures are 11.5% for Esketit and 13.3% for Swaper (as of September 18, 2026).
Where do investors put new money right now, Esketit or Swaper?
As of September 18, 2026, 31% of stated strategies at Esketit are “add funds” or “reinvest”, compared to 41% at Swaper.
Do investors use Esketit and Swaper at the same time?
123 investors on P2P Dash track both platforms. 37% of Swaper investors also have Esketit in their portfolio.
How do I compare my own returns on Esketit and Swaper?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.