Sign InSign Up

Where P2P investors moved their money in Q4 2024

Every quarter we add up deposits and withdrawals across the portfolios tracked in P2P Dash. Not survey answers, not platform announcements, just transaction data from 862 real portfolios.

Net capital added across all platforms

€5.8M

Q3 2024: €4.43M

Platforms with enough data
42
Tracked investors
862
Complete quarterData through November 12, 2026

Biggest inflows

Platforms that took in the most net capital this quarter, measured as deposits minus withdrawals, in euros.

  1. 1Capitalia
    €928K
    Previous quarter: €53.8K
  2. 2Go & Grow
    €784K
    Previous quarter: €851K
  3. 3Ventus Energy
    €617K
    Previous quarter: €306K
  4. 4Mintos
    €588K
    Previous quarter: €733K
  5. 5Debitum
    €497K
    Previous quarter: €205K
  6. 6Monefit
    €485K
    Previous quarter: €373K
  7. 7Maclear
    €349K
    Previous quarter: €170K
  8. 8Swaper
    €240K
    Previous quarter: €179K

Biggest outflows

Platforms our investors pulled the most net capital out of.

  1. 1Loanch
    -€122K
    Previous quarter: €140K
  2. 2Estateguru
    -€86.1K
    Previous quarter: -€48.8K
  3. 3Robocash
    -€50.6K
    Previous quarter: -€72.3K
  4. 4Bondster
    -€33.8K
    Previous quarter: -€66.1K
  5. 5Stikcredit
    -€19.3K
    Previous quarter: €23K
  6. 6Afranga
    -€9.93K
    Previous quarter: -€50
  7. 7Crowdestor
    -€8.23K
    Previous quarter: -€14.5K
  8. 8Kviku
    -€4.15K
    Previous quarter: -€2.1K

Sharpest shifts

The same flows measured against the capital already on the platform. A small platform losing most of its book barely registers in euros, but shows up here.

  1. 1Ventus Energy
    +202%
    Net flow: €617K
  2. 2Bienprêter
    +96%
    Net flow: €202K
  3. 3Maclear
    +87%
    Net flow: €349K
  4. 4Debitum
    +55%
    Net flow: €497K
  5. 5Loanch
    -52%
    Net flow: -€122K

Most new investors

Platforms where the most investors made their first booking in the last twelve months.

  1. 1Debitum
    +189
    Active investors: 245
  2. 2Viainvest
    +111
    Active investors: 260
  3. 3Mintos
    +104
    Active investors: 470
  4. 4Indemo
    +99
    Active investors: 94
  5. 5Monefit
    +92
    Active investors: 205
  6. 6Maclear
    +81
    Active investors: 93
  7. 7LenderMarket
    +77
    Active investors: 117
  8. 8Go & Grow
    +75
    Active investors: 359

How these numbers are made

  • Every figure comes from transaction data imported by P2P Dash users: deposits and withdrawals booked on the platform, not estimates or survey answers.
  • A platform is listed once at least 20 of our users track it. Months with fewer than five active investors are never published, so no single portfolio can be read out of the figures.
  • “Share of capital” divides the quarter's net flow by the net capital our users had deposited on that platform before the quarter began. It is not the platform's balance and it excludes accrued interest.
  • These are our users' flows, not a platform's total volume. They show which way a sample of engaged retail investors is moving, which is exactly what the platforms themselves never publish.
  • Past quarters are not frozen. When somebody imports years of history, months that ended long ago gain transactions, so older figures can still rise. Every page is rebuilt nightly; what you see is the state of the data on November 12, 2026.

These figures are free to reuse under CC BY 4.0. Please credit P2P Dash and link back to this page.

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

Inside P2P Dash

See your own flows, not just the average

Import your platform exports and P2P Dash shows your deposits, withdrawals and returns per platform: the same calculations behind this page, run on your portfolio.