Estateguru
Estateguru is a property-backed crowdfunding platform in Tallinn, Estonia, operated by Estateguru OÜ. It was set up in 2013 and the platform launched the following year. Borrowers are small and medium-sized companies and every loan is secured by a mortgage: bridge loans, development loans and business loans. New loans are issued in Estonia, Latvia and Lithuania only; the older German, Finnish and Portuguese portfolios are in run-off and receive no new lending. There is no buyback guarantee, so repayment depends on the borrower and on the collateral. Investors can sell claims to each other on a secondary market, where the seller pays 1% of the transaction amount. Finantsinspektsioon granted Estateguru a European crowdfunding service provider licence on 8 May 2023 under decision 4.1-1/48, covering the facilitation of granting of loans, with cross-border rights in the other EU member states.
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Estateguru in real numbers
Anonymized statistics from all Estateguru portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
5.8%
Based on 153 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 69 stated strategies
Combined portfolio value
€1,418,236
Investors on P2P Dash
172
Interest earned all-time
€390,388
Median cash drag
5.1%
Share of funds sitting uninvested
Important Notes
- Delete start and end date in export for complete data export
- With date ranges specified, only the last 3 years are exported
Compare Estateguru head-to-head
Estateguru returns over time
Median annual return of Estateguru investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
3.3%
33 investors
7.7%
2017
6.1%
2018
9.5%
2019
8.8%
2020
8.6%
2021
7.1%
2022
6.6%
2023
5.9%
2024
2.1%
2025
-3.1%
2026
Is money moving into Estateguru?
Monthly deposits minus withdrawals across Estateguru investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€577,128
172 investors tracking
In Q3 2026, Estateguru ranks 45 of 50 platforms by net capital flow. See all capital flows for Q3 2026 →
Alternatives to Estateguru
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
Full ranking: Real estate →
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,981 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Estateguru
Answers based on anonymized community data from P2P Dash investors.
What is Estateguru?
Estateguru is a peer-to-peer lending platform, founded in 2013 (headquarters: Estonia). On P2P Dash, investors import their Estateguru account statements to track the real net return they earn there.
What return do investors actually earn with Estateguru?
Across 153 Estateguru portfolios tracked on P2P Dash, the median net return (XIRR) is 5.8%. The middle 50% of investors earn between 4.2% and 7.4% (as of September 18, 2026).
How many investors track Estateguru on P2P Dash?
172 investors track their Estateguru portfolios on P2P Dash, with a combined portfolio value of €1,418,236 and €390,388 in interest earned all-time.
How does Estateguru rank among P2P platforms?
Estateguru ranks 27 of 27 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Estateguru?
Of 69 stated strategies for Estateguru, 3% plan to add funds or reinvest, 3% intend to hold, and 94% plan to reduce or exit (as of September 18, 2026).
Is Estateguru regulated?
Yes, Estateguru is a regulated platform supervised by Finantsinspektsioon.
Does Estateguru offer a buyback guarantee?
No, Estateguru does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Estateguru portfolio?
Export your transaction history from Estateguru (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Estateguru?
Based on the community ranking, the closest alternatives to Estateguru in the same asset class are Indemo, Devon, Fintown. Each platform page shows real median returns and investor numbers from the P2P Dash community.