Estateguru
Estateguru is a property-backed crowdfunding platform in Tallinn, Estonia, operated by Estateguru OÜ. It was set up in 2013 and the platform launched the following year. Borrowers are small and medium-sized companies and every loan is secured by a mortgage: bridge loans, development loans and business loans. New loans are issued in Estonia, Latvia and Lithuania only; the older German, Finnish and Portuguese portfolios are in run-off and receive no new lending. There is no buyback guarantee, so repayment depends on the borrower and on the collateral. Investors can sell claims to each other on a secondary market, where the seller pays 1% of the transaction amount. Besides picking loans by hand or through Auto Invest, investors can use EG Grow, a portfolio management service that places their money into eligible loans automatically, from 100 EUR. EG Grow pays at most 7% interest a year: whatever the loans earn above that goes into a contingency fund that can cover late interest payments, never principal, and Estateguru does not guarantee that the fund holds any money. Loans in EG Grow cannot be sold on the secondary market and stay in place until the borrower repays. Finantsinspektsioon granted Estateguru a European crowdfunding service provider licence on 8 May 2023 under decision 4.1-1/48, covering the facilitation of granting of loans, with cross-border rights in the other EU member states.
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Estateguru in real numbers
Anonymized statistics from all Estateguru portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
5.4%
Based on 168 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 80 stated strategies
Combined portfolio value
€1,482,776
Investors on P2P Dash
187
Interest earned all-time
€413,037
Median cash drag
4.8%
Share of funds sitting uninvested
Important Notes
- Delete start and end date in export for complete data export
- With date ranges specified, only the last 3 years are exported
Compare Estateguru head-to-head
Estateguru returns over time
Median annual return of Estateguru investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
-5.8%
33 investors
7.7%
2017
6.1%
2018
9.3%
2019
8.7%
2020
8.6%
2021
7.1%
2022
6.3%
2023
5.8%
2024
1.4%
2025
-5.7%
2026
Is money moving into Estateguru?
Monthly deposits minus withdrawals across Estateguru investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€584,392
187 investors tracking
In Q3 2026, Estateguru ranks 47 of 51 platforms by net capital flow. See all capital flows for Q3 2026 →
How is sentiment on Estateguru changing?
The strategies Estateguru investors state on P2P Dash, week by week. Each of them sets one per platform: add funds, reinvest, hold, reduce or exit.
Community score
Weekly, on a scale from 0 to 100. Above 50, plans to add money outweigh plans to take it out; below 50 it is the other way round. The bars below show how many changed their strategy that week, and in which direction.
Community score
6
as of Nov 12, 2026
Last 7 days
0
- More cautious
- 0
- More confident
- 0
Nov 6 to Nov 12, 2026
Strategies over time
Share of each strategy among all stated ones, week by week.
Show all weeks as a table
| Week | Community score | Votes | More confident | More cautious | New votes | Reset | Add funds | Reinvest | Hold | Reduce | Exit |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 2 to Nov 8, 2026 | 6 | 78 | 1 | 1 | 1 | 0 | 1% | 4% | 3% | 3% | 90% |
| Oct 26 to Nov 1, 2026 | 7 | 77 | 0 | 1 | 3 | 0 | 3% | 3% | 4% | 3% | 88% |
| Oct 19 to Oct 25, 2026 | 6 | 74 | 0 | 0 | 1 | 0 | 1% | 3% | 4% | 4% | 88% |
| Oct 12 to Oct 18, 2026 | 6 | 73 | 0 | 0 | 1 | 0 | 1% | 3% | 3% | 4% | 89% |
| Oct 5 to Oct 11, 2026 | 6 | 72 | 0 | 0 | 3 | 0 | 1% | 3% | 3% | 4% | 89% |
| Sep 28 to Oct 4, 2026 | 5 | 69 | 0 | 1 | 0 | 0 | 0% | 3% | 3% | 4% | 90% |
| Sep 21 to Sep 27, 2026 | 5 | 69 | 0 | 0 | 1 | 0 | 0% | 3% | 3% | 6% | 88% |
| Sep 14 to Sep 20, 2026 | 5 | 68 | 0 | 0 | 1 | 0 | 0% | 3% | 3% | 6% | 88% |
| Sep 7 to Sep 13, 2026 | 5 | 67 | 0 | 0 | 2 | 0 | 0% | 3% | 3% | 6% | 88% |
| Aug 31 to Sep 6, 2026 | 5 | 65 | 0 | 0 | 0 | 0 | 0% | 3% | 3% | 6% | 88% |
| Aug 24 to Aug 30, 2026 | 5 | 65 | 0 | 0 | 0 | 0 | 0% | 3% | 3% | 6% | 88% |
| Aug 17 to Aug 23, 2026 | 5 | 65 | 0 | 0 | 0 | 0 | 0% | 3% | 3% | 6% | 88% |
| Aug 10 to Aug 16, 2026 | 5 | 65 | 0 | 0 | 0 | 0 | 0% | 3% | 3% | 6% | 88% |
| Aug 3 to Aug 9, 2026 | 5 | 65 | 0 | 0 | 1 | 0 | 0% | 3% | 3% | 6% | 88% |
| Jul 27 to Aug 2, 2026 | 5 | 64 | 0 | 0 | 2 | 0 | 0% | 3% | 3% | 6% | 88% |
Alternatives to Estateguru
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
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About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 2,124 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Estateguru
Answers based on anonymized community data from P2P Dash investors.
What is Estateguru?
Estateguru is a peer-to-peer lending platform, founded in 2013 (headquarters: Estonia). On P2P Dash, investors import their Estateguru account statements to track the real net return they earn there.
What return do investors actually earn with Estateguru?
Across 168 Estateguru portfolios tracked on P2P Dash, the median net return (XIRR) is 5.4%. The middle 50% of investors earn between 3.9% and 7.2% (as of November 12, 2026).
How many investors track Estateguru on P2P Dash?
187 investors track their Estateguru portfolios on P2P Dash, with a combined portfolio value of €1,482,776 and €413,037 in interest earned all-time.
How does Estateguru rank among P2P platforms?
Estateguru ranks 29 of 29 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Estateguru?
Of 80 stated strategies for Estateguru, 5% plan to add funds or reinvest, 3% intend to hold, and 93% plan to reduce or exit (as of November 12, 2026).
Is Estateguru regulated?
Yes, Estateguru is a regulated platform supervised by Finantsinspektsioon.
Does Estateguru offer a buyback guarantee?
No, Estateguru does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Estateguru portfolio?
Export your transaction history from Estateguru (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Estateguru?
Based on the community ranking, the closest alternatives to Estateguru in the same asset class are Inrento, Devon, Indemo. Each platform page shows real median returns and investor numbers from the P2P Dash community.