Viainvest
Viainvest is a Latvian P2P lending platform founded in 2016, headquartered in Riga. It operates as part of VIA SMS Group, a non-bank lender that has been issuing consumer loans since 2009. The platform specialises in short-term consumer loans to borrowers across Europe, including Latvia, Sweden, the Czech Republic and Romania. Viainvest is licensed and supervised by Latvijas Banka (Latvia's central bank) and offers investor protection up to EUR 20,000. Most loans come with a buyback guarantee where loan originators repurchase defaulted loans after 60 days of non-payment.
Support us by using our affiliate link: you usually get a bonus and we get a kickback. Thank you!
Viainvest in real numbers
Anonymized statistics from all Viainvest portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
12.0%
Based on 394 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 183 stated strategies
Combined portfolio value
€3,701,396
Investors on P2P Dash
579
Interest earned all-time
€1,007,894
Median cash drag
2.1%
Share of funds sitting uninvested
Compare Viainvest head-to-head
Viainvest returns over time
Median annual return of Viainvest investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
11.9%
182 investors
11.4%
2017
10.8%
2018
10.8%
2019
11.6%
2020
11.5%
2021
11.8%
2022
12.8%
2023
12.8%
2024
12.1%
2025
11.7%
2026
Is money moving into Viainvest?
Monthly deposits minus withdrawals across Viainvest investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€6,643
579 investors tracking
In Q3 2026, Viainvest ranks 49 of 51 platforms by net capital flow. See all capital flows for Q3 2026 →
How is sentiment on Viainvest changing?
The strategies Viainvest investors state on P2P Dash, week by week. Each of them sets one per platform: add funds, reinvest, hold, reduce or exit.
Community score
Weekly, on a scale from 0 to 100. Above 50, plans to add money outweigh plans to take it out; below 50 it is the other way round. The bars below show how many changed their strategy that week, and in which direction.
Community score
59
as of Nov 12, 2026
Last 7 days
0
- More cautious
- 1
- More confident
- 0
Nov 6 to Nov 12, 2026
Strategies over time
Share of each strategy among all stated ones, week by week.
Show all weeks as a table
| Week | Community score | Votes | More confident | More cautious | New votes | Reset | Add funds | Reinvest | Hold | Reduce | Exit |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 2 to Nov 8, 2026 | 59 | 180 | 2 | 4 | 3 | 1 | 24% | 27% | 25% | 9% | 14% |
| Oct 26 to Nov 1, 2026 | 59 | 178 | 0 | 8 | 1 | 0 | 24% | 26% | 26% | 8% | 15% |
| Oct 19 to Oct 25, 2026 | 61 | 177 | 1 | 0 | 6 | 0 | 27% | 27% | 24% | 8% | 14% |
| Oct 12 to Oct 18, 2026 | 60 | 171 | 1 | 4 | 0 | 1 | 26% | 27% | 24% | 9% | 15% |
| Oct 5 to Oct 11, 2026 | 60 | 172 | 2 | 1 | 6 | 0 | 26% | 27% | 23% | 9% | 15% |
| Sep 28 to Oct 4, 2026 | 60 | 166 | 1 | 4 | 1 | 0 | 25% | 28% | 24% | 8% | 14% |
| Sep 21 to Sep 27, 2026 | 61 | 165 | 6 | 5 | 1 | 0 | 26% | 28% | 23% | 8% | 14% |
| Sep 14 to Sep 20, 2026 | 61 | 164 | 3 | 3 | 5 | 0 | 27% | 27% | 23% | 10% | 13% |
| Sep 7 to Sep 13, 2026 | 60 | 159 | 0 | 2 | 2 | 0 | 26% | 26% | 25% | 10% | 13% |
| Aug 31 to Sep 6, 2026 | 61 | 157 | 1 | 4 | 7 | 2 | 26% | 27% | 24% | 10% | 13% |
| Aug 24 to Aug 30, 2026 | 61 | 152 | 0 | 3 | 0 | 2 | 26% | 29% | 24% | 9% | 13% |
| Aug 17 to Aug 23, 2026 | 62 | 154 | 0 | 3 | 4 | 0 | 26% | 29% | 23% | 8% | 14% |
| Aug 10 to Aug 16, 2026 | 64 | 150 | 0 | 4 | 3 | 0 | 28% | 29% | 23% | 8% | 11% |
| Aug 3 to Aug 9, 2026 | 64 | 147 | 3 | 2 | 3 | 0 | 29% | 29% | 23% | 8% | 11% |
| Jul 27 to Aug 2, 2026 | 64 | 144 | 1 | 6 | 5 | 1 | 28% | 29% | 22% | 9% | 11% |
Alternatives to Viainvest
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
Full ranking:Consumer loans →
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 2,124 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Viainvest
Answers based on anonymized community data from P2P Dash investors.
What is Viainvest?
Viainvest is a peer-to-peer lending platform, founded in 2016 (headquarters: Latvia). On P2P Dash, investors import their Viainvest account statements to track the real net return they earn there.
What return do investors actually earn with Viainvest?
Across 394 Viainvest portfolios tracked on P2P Dash, the median net return (XIRR) is 12.0%. The middle 50% of investors earn between 11.3% and 12.6% (as of November 12, 2026).
How many investors track Viainvest on P2P Dash?
579 investors track their Viainvest portfolios on P2P Dash, with a combined portfolio value of €3,701,396 and €1,007,894 in interest earned all-time.
How does Viainvest rank among P2P platforms?
Viainvest ranks 15 of 29 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Viainvest?
Of 183 stated strategies for Viainvest, 51% plan to add funds or reinvest, 25% intend to hold, and 25% plan to reduce or exit (as of November 12, 2026).
Is Viainvest regulated?
Yes, Viainvest is a regulated platform supervised by Latvijas Banka.
Does Viainvest offer a buyback guarantee?
Yes, Viainvest offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Viainvest portfolio?
Export your transaction history from Viainvest (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Viainvest?
Based on the community ranking, the closest alternatives to Viainvest in the same asset class are Modena, Revest, Nectaro. Each platform page shows real median returns and investor numbers from the P2P Dash community.