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Nectaro vs Viainvest

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

4% ahead

Better last 12 months

3.4% ahead

More tracked investors

5 more

More investors adding funds

9% ahead

Community data compared

As of November 12, 2026

Nectaro logoNectaroViainvest logoViainvest
Community ranking 2026#6 of 29#15 of 29
Median net return (XIRR)16.0%12.0%
Median cash drag1.2%2.1%
Investors on P2P Dash584579
Combined portfolio value€4.58M€3.7M
Interest earned all-time€501K€1.01M

Platform facts

Founded20232016
Headquarters🇱🇻 Latvia🇱🇻 Latvia
RegulatedYesYes
Buyback GuaranteeYesYes
Secondary MarketNoNo
Auto-InvestYesYes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Nectaro

15.3%

Last 12 months · All time 16.0%

116 investors

Viainvest

11.9%

Last 12 months · All time 12.0%

182 investors

23.0%

12.8%

2024

17.0%

12.1%

2025

14.7%

11.7%

2026

NectaroViainvest

Nectaro came out ahead in 3 of the 3 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Nectaro logoNectaro

Middle 50% of investors: 14.3% – 18.5%

Median net return (XIRR): 16.0%

Viainvest logoViainvest

Middle 50% of investors: 11.3% – 12.6%

Median net return (XIRR): 12.0%

Viainvest investors sit closer together: 1.3% between the 25th and 75th percentile, against 4.2%.

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Nectaro logoNectaro

60% · Based on 184 stated strategies

Viainvest logoViainvest

51% · Based on 183 stated strategies

Add fundsReinvestHoldReduceExit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Nectaro logoNectaro

+€1,771,428

Net flow, last 12 months

Dec 2025Nov 2026

+270 new investors over the year

Viainvest logoViainvest

+€6,643

Net flow, last 12 months

Dec 2025Nov 2026

+133 new investors over the year

Money inMoney out

Investors who track both

310 investors track both platforms.

53% of Nectaro investors also track Viainvest.

54% of Viainvest investors also track Nectaro.

What the data says

Measured by real portfolios on P2P Dash, Nectaro currently delivers the higher median net return: 16.0% versus 12.0% at Viainvest.

Investor sentiment currently favors Nectaro: 60% of stated strategies are “add funds” or “reinvest”, versus 51% at Viainvest.

Nectaro is the bigger platform on P2P Dash, with 584 investors tracking it versus 579 for Viainvest.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Nectaro or Viainvest?

Among P2P Dash investors, Nectaro currently shows the higher median net return (XIRR): 16.0% versus 12.0% (as of November 12, 2026). The middle 50% of portfolios earn 14.3% – 18.5% at Nectaro and 11.3% – 12.6% at Viainvest.

Which has done better recently, Nectaro or Viainvest?

Over the last 12 months Nectaro shows the higher median net return: 15.3% against 11.9%. All time the figures are 16.0% for Nectaro and 12.0% for Viainvest (as of November 12, 2026).

Where do investors put new money right now, Nectaro or Viainvest?

As of November 12, 2026, 60% of stated strategies at Nectaro are “add funds” or “reinvest”, compared to 51% at Viainvest.

Do investors use Nectaro and Viainvest at the same time?

310 investors on P2P Dash track both platforms. 54% of Viainvest investors also have Nectaro in their portfolio.

How do I compare my own returns on Nectaro and Viainvest?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.