Maclear
Maclear is a Swiss peer-to-business (P2B) lending platform founded in 2023, headquartered in Wallisellen, Switzerland. The platform specializes in business loans for small and medium-sized enterprises across Europe, Africa, and the Middle East. Maclear is not licensed as a financial institution; it is a member of PolyReg, a Swiss self-regulatory organisation for anti-money-laundering compliance. The platform focuses on collateral-backed business loans, offering investors access to SME financing with a minimum investment of EUR 50.
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Maclear in real numbers
Anonymized statistics from all Maclear portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
23.4%
Based on 194 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 88 stated strategies
Combined portfolio value
€3,186,892
Investors on P2P Dash
371
Interest earned all-time
€424,392
Median cash drag
4.1%
Share of funds sitting uninvested
Important Notes
- Cashback is exported as investment, but a heuristic identifies cashback payments as bonus
Compare Maclear head-to-head
Maclear returns over time
Median annual return of Maclear investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
23.0%
57 investors
20.6%
2024
20.9%
2025
23.2%
2026
Is money moving into Maclear?
Monthly deposits minus withdrawals across Maclear investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€1,125,217
371 investors tracking
In Q2 2026, Maclear ranks 8 of 45 platforms by net capital flow. See all capital flows for Q2 2026 →
Maclear investors also track
Share of Maclear investors on P2P Dash who also track each of these platforms: anonymized community data, shown only where at least 10 investors overlap.
Alternatives to Maclear
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
MyPeak Finance 99 investors
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,761 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Maclear
Answers based on anonymized community data from P2P Dash investors.
What is Maclear?
Maclear is a peer-to-peer lending platform, founded in 2023 (headquarters: Switzerland). On P2P Dash, investors import their Maclear account statements to track the real net return they earn there.
What return do investors actually earn with Maclear?
Across 194 Maclear portfolios tracked on P2P Dash, the median net return (XIRR) is 23.4%. The middle 50% of investors earn between 17.2% and 27.6% (as of August 3, 2026).
How many investors track Maclear on P2P Dash?
371 investors track their Maclear portfolios on P2P Dash, with a combined portfolio value of €3,186,892 and €424,392 in interest earned all-time.
How does Maclear rank among P2P platforms?
Maclear ranks 28 of 34 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Maclear?
Of 88 stated strategies for Maclear, 39% plan to add funds or reinvest, 18% intend to hold, and 43% plan to reduce or exit (as of August 3, 2026).
Is Maclear regulated?
Yes, Maclear is a regulated platform supervised by PolyReg SRO.
Does Maclear offer a buyback guarantee?
No, Maclear does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Maclear portfolio?
Export your transaction history from Maclear (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Maclear?
Based on the community ranking, the closest alternatives to Maclear in the same asset class are Debitum, Triple Dragon Funding, MyPeak Finance. Each platform page shows real median returns and investor numbers from the P2P Dash community.