Asterra Estate
Asterra Estate is operated by Asterra Estate OU, an Estonian company registered in Tallinn on 17 February 2025 and wholly owned by Edgars Putnis, who is also its sole board member. The platform opened to lenders in June 2025. Lenders lend to Asterra Estate OU itself, which owns the Latvian companies developing Asteres Village in Adazi near Riga, so the contract is with the platform company and there is no claim against a project. The risk statement of 20 May 2026 sets out a qualified subordination: interest and principal may be paid only while the borrower's assets exceed all of its non-subordinated liabilities, in insolvency the claim ranks behind every other creditor, and the loan is treated as economic equity carrying the risk of total loss. The company states that it offers no financial services, is under no financial supervision and holds no financial licence. There is no buyback obligation and no secondary market. Interest accrues daily and can be paid out or compounded, and the minimum loan is 1,000 EUR.
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Asterra Estate in real numbers
Anonymized statistics from all Asterra Estate portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
22.8%
Based on 150 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 97 stated strategies
Combined portfolio value
€2,059,775
Investors on P2P Dash
297
Interest earned all-time
€240,468
Median cash drag
0.5%
Share of funds sitting uninvested
Important Notes
- Bonuses/cashback are only included in the “Portfolio Statement” export, not in the “Wallet Statement”
- Import the “Wallet Statement” anyway. The “Portfolio Statement” has no deposits or withdrawals, so your cash would go negative
- Cashback is exported as interest, but a heuristic identifies cashback payments as bonus
Compare Asterra Estate head-to-head
Asterra Estate returns over time
Median annual return of Asterra Estate investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
17.3%
61 investors
30.9%
2025
18.5%
2026
Is money moving into Asterra Estate?
Monthly deposits minus withdrawals across Asterra Estate investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€829,222
297 investors tracking
In Q3 2026, Asterra Estate ranks 35 of 51 platforms by net capital flow. See all capital flows for Q3 2026 →
How is sentiment on Asterra Estate changing?
The strategies Asterra Estate investors state on P2P Dash, week by week. Each of them sets one per platform: add funds, reinvest, hold, reduce or exit.
Community score
Weekly, on a scale from 0 to 100. Above 50, plans to add money outweigh plans to take it out; below 50 it is the other way round. The bars below show how many changed their strategy that week, and in which direction.
Community score
51
as of Nov 12, 2026
Last 7 days
0
- More cautious
- 2
- More confident
- 0
Nov 6 to Nov 12, 2026
Strategies over time
Share of each strategy among all stated ones, week by week.
Show all weeks as a table
| Week | Community score | Votes | More confident | More cautious | New votes | Reset | Add funds | Reinvest | Hold | Reduce | Exit |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 2 to Nov 8, 2026 | 51 | 94 | 0 | 0 | 1 | 0 | 12% | 11% | 60% | 7% | 11% |
| Oct 26 to Nov 1, 2026 | 51 | 93 | 0 | 1 | 2 | 0 | 12% | 10% | 60% | 8% | 11% |
| Oct 19 to Oct 25, 2026 | 52 | 91 | 2 | 2 | 2 | 0 | 12% | 10% | 60% | 8% | 10% |
| Oct 12 to Oct 18, 2026 | 51 | 89 | 0 | 2 | 1 | 1 | 11% | 10% | 60% | 10% | 9% |
| Oct 5 to Oct 11, 2026 | 52 | 89 | 0 | 0 | 1 | 0 | 12% | 11% | 57% | 10% | 9% |
| Sep 28 to Oct 4, 2026 | 52 | 88 | 1 | 1 | 2 | 0 | 13% | 11% | 57% | 10% | 9% |
| Sep 21 to Sep 27, 2026 | 52 | 86 | 0 | 2 | 1 | 1 | 12% | 12% | 57% | 12% | 8% |
| Sep 14 to Sep 20, 2026 | 52 | 86 | 0 | 0 | 1 | 0 | 12% | 12% | 59% | 9% | 8% |
| Sep 7 to Sep 13, 2026 | 52 | 85 | 2 | 1 | 3 | 2 | 12% | 12% | 59% | 9% | 8% |
| Aug 31 to Sep 6, 2026 | 52 | 84 | 1 | 1 | 2 | 1 | 12% | 12% | 57% | 11% | 8% |
| Aug 24 to Aug 30, 2026 | 52 | 83 | 0 | 1 | 0 | 0 | 12% | 11% | 57% | 12% | 8% |
| Aug 17 to Aug 23, 2026 | 52 | 83 | 0 | 0 | 2 | 0 | 12% | 12% | 55% | 12% | 8% |
| Aug 10 to Aug 16, 2026 | 52 | 81 | 0 | 0 | 0 | 0 | 12% | 12% | 54% | 12% | 9% |
| Aug 3 to Aug 9, 2026 | 52 | 81 | 1 | 0 | 2 | 0 | 12% | 12% | 54% | 12% | 9% |
| Jul 27 to Aug 2, 2026 | 52 | 79 | 0 | 1 | 0 | 0 | 13% | 11% | 56% | 13% | 8% |
Asterra Estate investors also track
Share of Asterra Estate investors on P2P Dash who also track each of these platforms: anonymized community data, shown only where at least 10 investors overlap.
Alternatives to Asterra Estate
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
Devon21.9% median return (XIRR) · 353 investors
Full ranking:Real estate →
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 2,124 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Asterra Estate
Answers based on anonymized community data from P2P Dash investors.
What is Asterra Estate?
Asterra Estate is a peer-to-peer lending platform, founded in 2025 (headquarters: Estonia). On P2P Dash, investors import their Asterra Estate account statements to track the real net return they earn there.
What return do investors actually earn with Asterra Estate?
Across 150 Asterra Estate portfolios tracked on P2P Dash, the median net return (XIRR) is 22.8%. The middle 50% of investors earn between 21.4% and 28.2% (as of November 12, 2026).
How many investors track Asterra Estate on P2P Dash?
297 investors track their Asterra Estate portfolios on P2P Dash, with a combined portfolio value of €2,059,775 and €240,468 in interest earned all-time.
How does Asterra Estate rank among P2P platforms?
Asterra Estate ranks 22 of 29 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Asterra Estate?
Of 97 stated strategies for Asterra Estate, 22% plan to add funds or reinvest, 61% intend to hold, and 18% plan to reduce or exit (as of November 12, 2026).
Is Asterra Estate regulated?
No, Asterra Estate does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Asterra Estate offer a buyback guarantee?
No, Asterra Estate does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Asterra Estate portfolio?
Export your transaction history from Asterra Estate (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Asterra Estate?
Based on the community ranking, the closest alternatives to Asterra Estate in the same asset class are Inrento, Devon, Indemo. Each platform page shows real median returns and investor numbers from the P2P Dash community.