Asterra Estate vs Monefit
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Head to head at a glance
Community data compared
As of November 12, 2026
 Asterra Estate |  Monefit | |
|---|---|---|
| Community ranking 2026 | #22 of 29 | #3 of 29 |
| Median net return (XIRR) | 22.8% | 8.7% |
| Median cash drag | 0.5% | 0.0% |
| Investors on P2P Dash | 297 | 1,040 |
| Combined portfolio value | €2.06M | €12.4M |
| Interest earned all-time | €240K | €2.35M |
Platform facts
| Founded | 2025 | 2022 |
| Headquarters | 🇪🇪 Estonia | 🇪🇪 Estonia |
| Regulated | No | Yes |
| Buyback Guarantee | No | No |
| Secondary Market | No | No |
| Auto-Invest | No | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Asterra Estate
17.3%
Last 12 months · All time 22.8%
61 investors
Monefit
8.5%
Last 12 months · All time 8.7%
164 investors
30.9%
8.5%
2025
18.5%
8.9%
2026
Asterra Estate came out ahead in 2 of the 2 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Asterra EstateMiddle 50% of investors: 21.4% – 28.2%
Median net return (XIRR): 22.8%
MonefitMiddle 50% of investors: 7.8% – 9.6%
Median net return (XIRR): 8.7%
Monefit investors sit closer together: 1.9% between the 25th and 75th percentile, against 6.8%.
What investors plan to do next
The strategy each investor stated for the platform, from adding funds to exiting.
Asterra Estate22% · Based on 97 stated strategies
Monefit67% · Based on 281 stated strategies
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
204 investors track both platforms.
69% of Asterra Estate investors also track Monefit.
20% of Monefit investors also track Asterra Estate.
What the data says
Measured by real portfolios on P2P Dash, Asterra Estate currently delivers the higher median net return: 22.8% versus 8.7% at Monefit.
Investor sentiment currently favors Monefit: 67% of stated strategies are “add funds” or “reinvest”, versus 22% at Asterra Estate.
Monefit is the bigger platform on P2P Dash, with 1,040 investors tracking it versus 297 for Asterra Estate.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Asterra Estate or Monefit?
Among P2P Dash investors, Asterra Estate currently shows the higher median net return (XIRR): 22.8% versus 8.7% (as of November 12, 2026). The middle 50% of portfolios earn 21.4% – 28.2% at Asterra Estate and 7.8% – 9.6% at Monefit.
Which has done better recently, Asterra Estate or Monefit?
Over the last 12 months Asterra Estate shows the higher median net return: 17.3% against 8.5%. All time the figures are 22.8% for Asterra Estate and 8.7% for Monefit (as of November 12, 2026).
Where do investors put new money right now, Asterra Estate or Monefit?
As of November 12, 2026, 22% of stated strategies at Asterra Estate are “add funds” or “reinvest”, compared to 67% at Monefit.
Do investors use Asterra Estate and Monefit at the same time?
204 investors on P2P Dash track both platforms. 69% of Asterra Estate investors also have Monefit in their portfolio.
How do I compare my own returns on Asterra Estate and Monefit?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.