Hive5
Hive5 is a peer-to-peer lending platform launched in 2022, registered in Croatia with primary operations in Vilnius, Lithuania. The platform connects investors with short-term consumer and business loans originated in Spain, Poland, Romania, and Lithuania through lending companies of the Lithuanian Hive Finance Group, which became part of Ruptela Group in 2025. Hive5 offers a 60-day buyback guarantee on all loans and features auto-invest functionality.
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Hive5 in real numbers
Anonymized statistics from all Hive5 portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
14.1%
Based on 102 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 54 stated strategies
Combined portfolio value
€1,070,239
Investors on P2P Dash
228
Interest earned all-time
€412,823
Median cash drag
1.8%
Share of funds sitting uninvested
Important Notes
- For bullet loans, repayments are automatically classified as interest-only or final repayments (principal + interest) using the linked investment record
- For this to work correctly, always export your complete transaction history. Partial exports may cause repayments to be misclassified
- Amortizing business loans are currently recorded as interest only, because the Hive5 export does not split principal and interest in installments. This leads to incorrect balances, and the system has no way to split the transaction into the two parts
Compare Hive5 head-to-head
Hive5 returns over time
Median annual return of Hive5 investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
14.2%
29 investors
13.8%
2023
13.9%
2024
14.6%
2025
13.7%
2026
Is money moving into Hive5?
Monthly deposits minus withdrawals across Hive5 investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€259,397
228 investors tracking
In Q2 2026, Hive5 ranks 27 of 45 platforms by net capital flow. See all capital flows for Q2 2026 →
Alternatives to Hive5
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,761 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Hive5
Answers based on anonymized community data from P2P Dash investors.
What is Hive5?
Hive5 is a peer-to-peer lending platform, founded in 2022 (headquarters: Croatia). On P2P Dash, investors import their Hive5 account statements to track the real net return they earn there.
What return do investors actually earn with Hive5?
Across 102 Hive5 portfolios tracked on P2P Dash, the median net return (XIRR) is 14.1%. The middle 50% of investors earn between 12.8% and 14.6% (as of August 3, 2026).
How many investors track Hive5 on P2P Dash?
228 investors track their Hive5 portfolios on P2P Dash, with a combined portfolio value of €1,070,239 and €412,823 in interest earned all-time.
How does Hive5 rank among P2P platforms?
Hive5 ranks 23 of 34 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Hive5?
Of 54 stated strategies for Hive5, 44% plan to add funds or reinvest, 26% intend to hold, and 30% plan to reduce or exit (as of August 3, 2026).
Is Hive5 regulated?
No, Hive5 does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Hive5 offer a buyback guarantee?
Yes, Hive5 offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Hive5 portfolio?
Export your transaction history from Hive5 (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Hive5?
Based on the community ranking, the closest alternatives to Hive5 in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.