Hive5 vs Mintos
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of September 18, 2026
 Hive5 |  Mintos | |
|---|---|---|
| Community ranking 2026 | #14 of 27 | #15 of 27 |
| Median net return (XIRR) | 13.9% | 10.5% |
| Median cash drag | 1.7% | 3.1% |
| Investors on P2P Dash | 266 | 1,069 |
| Combined portfolio value | €1.2M | €10.1M |
| Interest earned all-time | €431K | €3.45M |
Platform facts
| Founded | 2022 | 2015 |
| Headquarters | 🇭🇷 Croatia | 🇱🇻 Latvia |
| Regulated | No | Yes |
| Buyback Guarantee | Yes | Yes |
| Secondary Market | No | Yes |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Hive5
14.1%
Last 12 months · All time 13.9%
56 investors
Mintos
9.7%
Last 12 months · All time 10.5%
270 investors
13.5%
10.3%
2023
13.8%
10.2%
2024
14.6%
11.2%
2025
13.7%
8.8%
2026
Hive5 came out ahead in 4 of the 4 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Hive5 Middle 50% of investors: 13.0% – 14.5%
Median net return (XIRR): 13.9%
Mintos Middle 50% of investors: 8.8% – 12.2%
Median net return (XIRR): 10.5%
Hive5 investors sit closer together: 1.5% between the 25th and 75th percentile, against 3.4%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
149 investors track both platforms.
56% of Hive5 investors also track Mintos.
14% of Mintos investors also track Hive5.
What the data says
Measured by real portfolios on P2P Dash, Hive5 currently delivers the higher median net return: 13.9% versus 10.5% at Mintos.
Investor sentiment currently favors Mintos: 54% of stated strategies are “add funds” or “reinvest”, versus 52% at Hive5.
Mintos is the bigger platform on P2P Dash, with 1,069 investors tracking it versus 266 for Hive5.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Hive5 or Mintos?
Among P2P Dash investors, Hive5 currently shows the higher median net return (XIRR): 13.9% versus 10.5% (as of September 18, 2026). The middle 50% of portfolios earn 13.0% – 14.5% at Hive5 and 8.8% – 12.2% at Mintos.
Which has done better recently, Hive5 or Mintos?
Over the last 12 months Hive5 shows the higher median net return: 14.1% against 9.7%. All time the figures are 13.9% for Hive5 and 10.5% for Mintos (as of September 18, 2026).
Where do investors put new money right now, Hive5 or Mintos?
As of September 18, 2026, 52% of stated strategies at Hive5 are “add funds” or “reinvest”, compared to 54% at Mintos.
Do investors use Hive5 and Mintos at the same time?
149 investors on P2P Dash track both platforms. 56% of Hive5 investors also have Mintos in their portfolio.
How do I compare my own returns on Hive5 and Mintos?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.