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Hive5 vs Monefit

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

5.4% ahead

Better last 12 months

5.5% ahead

More tracked investors

684 more

More investors adding funds

16.3% ahead

Community data compared

As of September 18, 2026

Hive5 logo Hive5 Monefit logo Monefit
Community ranking 2026 #14 of 27 #2 of 27
Median net return (XIRR) 13.9% 8.6%
Median cash drag 1.7% 0.0%
Investors on P2P Dash 266 950
Combined portfolio value €1.2M €10.1M
Interest earned all-time €431K €579K

Platform facts

Founded 2022 2022
Headquarters 🇭🇷 Croatia 🇪🇪 Estonia
Regulated No Yes
Buyback Guarantee Yes No
Secondary Market No No
Auto-Invest Yes Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Hive5

14.1%

Last 12 months · All time 13.9%

56 investors

Monefit

8.6%

Last 12 months · All time 8.6%

150 investors

13.5%

9.7%

2023

13.8%

7.8%

2024

14.6%

8.4%

2025

13.7%

9.1%

2026

Hive5 Monefit

Hive5 came out ahead in 4 of the 4 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Hive5 logo Hive5

Middle 50% of investors: 13.0% – 14.5%

Median net return (XIRR): 13.9%

Monefit logo Monefit

Middle 50% of investors: 7.6% – 9.6%

Median net return (XIRR): 8.6%

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Hive5 logo Hive5

52% · Based on 62 stated strategies

Monefit logo Monefit

68% · Based on 237 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Hive5 logo Hive5

+€393,701

Net flow, last 12 months

Oct 2025 Sep 2026

+118 tracked investors over the year

Monefit logo Monefit

+€5,674,011

Net flow, last 12 months

Oct 2025 Sep 2026

+512 tracked investors over the year

Money in Money out

Investors who track both

155 investors track both platforms.

58% of Hive5 investors also track Monefit.

16% of Monefit investors also track Hive5.

What the data says

Measured by real portfolios on P2P Dash, Hive5 currently delivers the higher median net return: 13.9% versus 8.6% at Monefit.

Investor sentiment currently favors Monefit: 68% of stated strategies are “add funds” or “reinvest”, versus 52% at Hive5.

Monefit is the bigger platform on P2P Dash, with 950 investors tracking it versus 266 for Hive5.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Hive5 or Monefit?

Among P2P Dash investors, Hive5 currently shows the higher median net return (XIRR): 13.9% versus 8.6% (as of September 18, 2026). The middle 50% of portfolios earn 13.0% – 14.5% at Hive5 and 7.6% – 9.6% at Monefit.

Which has done better recently, Hive5 or Monefit?

Over the last 12 months Hive5 shows the higher median net return: 14.1% against 8.6%. All time the figures are 13.9% for Hive5 and 8.6% for Monefit (as of September 18, 2026).

Where do investors put new money right now, Hive5 or Monefit?

As of September 18, 2026, 52% of stated strategies at Hive5 are “add funds” or “reinvest”, compared to 68% at Monefit.

Do investors use Hive5 and Monefit at the same time?

155 investors on P2P Dash track both platforms. 58% of Hive5 investors also have Monefit in their portfolio.

How do I compare my own returns on Hive5 and Monefit?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.