Fintown
Fintown is a Czech real estate investment platform, run by Fintown s.r.o. from Prague. The company was registered in July 2022 and opened to investors in February 2023. Investors do not lend to a project: they buy a participation in a loan that Fintown s.r.o. grants itself. Fintown's own FAQ names the borrower as Vihorev.Investments SE, and the Czech register shows that same company holding 65 percent of Fintown, so the platform lends to its own majority shareholder. The loans are mezzanine loans ranking behind the bank debt on the project, and by the platform's terms a loan is not secured unless the individual project page says otherwise. The contract runs between the investor and Fintown s.r.o. alone; there is no legal relationship between the investor and the developer, and if a borrower stops paying, whether and how to pursue the claim is Fintown's decision. The projects are serviced rental apartments and development sites in and around Prague, plus a residential development at Uvita in Costa Rica. The minimum is 100 euros per project. There is no secondary market: an early exit runs through Fintown itself, is barred for the first six months and costs a fee.
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Fintown in real numbers
Anonymized statistics from all Fintown portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
10.4%
Based on 154 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 60 stated strategies
Combined portfolio value
€1,286,803
Investors on P2P Dash
186
Interest earned all-time
€215,985
Median cash drag
1.4%
Share of funds sitting uninvested
Important Notes
- In the new Fintown export, the “Details” column is empty so far for bookings made before the export changed. Without it we can't tell whether a row is a deposit, an investment or interest, so we skip it. If you import only this file, older bookings are missing and your cash can go negative
- If you still have an older export, import it as well, using the “Update” mode. Anything that happened between that export and the change is still missing
- Only Fintown can fix this. They have already been asked, but we don't know yet whether or when it will happen
Compare Fintown head-to-head
Fintown returns over time
Median annual return of Fintown investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
10.3%
32 investors
10.2%
2023
7.5%
2024
9.8%
2025
11.2%
2026
Is money moving into Fintown?
Monthly deposits minus withdrawals across Fintown investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
-€32,645
186 investors tracking
In Q3 2026, Fintown ranks 46 of 51 platforms by net capital flow. See all capital flows for Q3 2026 →
How is sentiment on Fintown changing?
The strategies Fintown investors state on P2P Dash, week by week. Each of them sets one per platform: add funds, reinvest, hold, reduce or exit.
Community score
Weekly, on a scale from 0 to 100. Above 50, plans to add money outweigh plans to take it out; below 50 it is the other way round. The bars below show how many changed their strategy that week, and in which direction.
Community score
51
as of Nov 12, 2026
Last 7 days
-1
- More cautious
- 1
- More confident
- 0
Nov 6 to Nov 12, 2026
Strategies over time
Share of each strategy among all stated ones, week by week.
Show all weeks as a table
| Week | Community score | Votes | More confident | More cautious | New votes | Reset | Add funds | Reinvest | Hold | Reduce | Exit |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 2 to Nov 8, 2026 | 52 | 58 | 0 | 1 | 1 | 0 | 26% | 10% | 34% | 5% | 24% |
| Oct 26 to Nov 1, 2026 | 52 | 57 | 0 | 0 | 0 | 0 | 26% | 11% | 33% | 5% | 25% |
| Oct 19 to Oct 25, 2026 | 52 | 57 | 0 | 1 | 3 | 1 | 26% | 11% | 33% | 5% | 25% |
| Oct 12 to Oct 18, 2026 | 54 | 55 | 0 | 1 | 1 | 1 | 27% | 11% | 35% | 5% | 22% |
| Oct 5 to Oct 11, 2026 | 55 | 55 | 0 | 2 | 1 | 0 | 27% | 13% | 33% | 5% | 22% |
| Sep 28 to Oct 4, 2026 | 57 | 54 | 2 | 0 | 2 | 0 | 30% | 15% | 31% | 2% | 22% |
| Sep 21 to Sep 27, 2026 | 56 | 52 | 0 | 0 | 0 | 0 | 29% | 13% | 33% | 2% | 23% |
| Sep 14 to Sep 20, 2026 | 56 | 52 | 0 | 1 | 1 | 1 | 29% | 13% | 33% | 2% | 23% |
| Sep 7 to Sep 13, 2026 | 56 | 52 | 0 | 0 | 1 | 1 | 31% | 12% | 33% | 2% | 23% |
| Aug 31 to Sep 6, 2026 | 56 | 52 | 0 | 2 | 1 | 1 | 31% | 12% | 33% | 2% | 23% |
| Aug 24 to Aug 30, 2026 | 59 | 52 | 0 | 0 | 0 | 0 | 33% | 13% | 31% | 2% | 21% |
| Aug 17 to Aug 23, 2026 | 59 | 52 | 0 | 0 | 1 | 0 | 33% | 13% | 31% | 2% | 21% |
| Aug 10 to Aug 16, 2026 | 59 | 51 | 0 | 0 | 1 | 0 | 33% | 14% | 29% | 2% | 22% |
| Aug 3 to Aug 9, 2026 | 58 | 50 | 0 | 0 | 1 | 0 | 32% | 14% | 30% | 2% | 22% |
| Jul 27 to Aug 2, 2026 | · | 49 | Fewer than 50 votes, so no score | ||||||||
Alternatives to Fintown
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
Full ranking:Real estate →
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 2,124 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Fintown
Answers based on anonymized community data from P2P Dash investors.
What is Fintown?
Fintown is a peer-to-peer lending platform, founded in 2022 (headquarters: Czechia). On P2P Dash, investors import their Fintown account statements to track the real net return they earn there.
What return do investors actually earn with Fintown?
Across 154 Fintown portfolios tracked on P2P Dash, the median net return (XIRR) is 10.4%. The middle 50% of investors earn between 7.4% and 11.5% (as of November 12, 2026).
How many investors track Fintown on P2P Dash?
186 investors track their Fintown portfolios on P2P Dash, with a combined portfolio value of €1,286,803 and €215,985 in interest earned all-time.
How does Fintown rank among P2P platforms?
Fintown ranks 23 of 29 in the P2P Dash community ranking 2026. The ranking is based on what investors say they will do next with their money on each platform.
Are investors currently adding or withdrawing money at Fintown?
Of 60 stated strategies for Fintown, 35% plan to add funds or reinvest, 33% intend to hold, and 32% plan to reduce or exit (as of November 12, 2026).
Is Fintown regulated?
No, Fintown does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Fintown offer a buyback guarantee?
No, Fintown does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Fintown portfolio?
Export your transaction history from Fintown (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Fintown?
Based on the community ranking, the closest alternatives to Fintown in the same asset class are Inrento, Devon, Indemo. Each platform page shows real median returns and investor numbers from the P2P Dash community.