Fintown vs Indemo
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of August 3, 2026
 Fintown |  Indemo | |
|---|---|---|
| Community ranking 2026 | #20 of 34 | #25 of 34 |
| Median net return (XIRR) | 10.6% | 5.7% |
| Median cash drag | 1.2% | 1.1% |
| Investors on P2P Dash | 165 | 460 |
| Combined portfolio value | €1.25M | €2.38M |
| Interest earned all-time | €205K | €28.2K |
Platform facts
| Founded | 2022 | 2022 |
| Headquarters | 🇨🇿 Czechia | 🇱🇻 Latvia |
| Regulated | No | Yes |
| Buyback Guarantee | No | No |
| Secondary Market | No | No |
| Auto-Invest | No | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Fintown
11.1%
Last 12 months · All time 10.6%
26 investors
Indemo
2.4%
Last 12 months · All time 5.7%
32 investors
7.5%
5.9%
2024
10.1%
6.3%
2025
12.6%
2.6%
2026
Fintown came out ahead in 3 of the 3 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Fintown Middle 50% of investors: 8.6% – 11.6%
Median net return (XIRR): 10.6%
Indemo Middle 50% of investors: 3.6% – 10.4%
Median net return (XIRR): 5.7%
Fintown investors sit closer together: 3.1% between the 25th and 75th percentile, against 6.8%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
106 investors track both platforms.
64% of Fintown investors also track Indemo.
23% of Indemo investors also track Fintown.
What the data says
Measured by real portfolios on P2P Dash, Fintown currently delivers the higher median net return: 10.6% versus 5.7% at Indemo.
Investor sentiment currently favors Fintown: 44% of stated strategies are “add funds” or “reinvest”, versus 41% at Indemo.
Indemo is the bigger platform on P2P Dash, with 460 investors tracking it versus 165 for Fintown.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Fintown or Indemo?
Among P2P Dash investors, Fintown currently shows the higher median net return (XIRR): 10.6% versus 5.7% (as of August 3, 2026). The middle 50% of portfolios earn 8.6% – 11.6% at Fintown and 3.6% – 10.4% at Indemo.
Which has done better recently, Fintown or Indemo?
Over the last 12 months Fintown shows the higher median net return: 11.1% against 2.4%. All time the figures are 10.6% for Fintown and 5.7% for Indemo (as of August 3, 2026).
Where do investors put new money right now, Fintown or Indemo?
As of August 3, 2026, 44% of stated strategies at Fintown are “add funds” or “reinvest”, compared to 41% at Indemo.
Do investors use Fintown and Indemo at the same time?
106 investors on P2P Dash track both platforms. 64% of Fintown investors also have Indemo in their portfolio.
How do I compare my own returns on Fintown and Indemo?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.