Tantiem
Tantiem is a French fractional property platform, founded in 2022 under the name Fraction and based in Paris. From 100 euros per project, investors subscribe to registered bonds of 100 euros each whose return is based on the net rent of one identified property. Bondholders do not become owners of the building: the platform's own FAQ states that investors are not the legal owners of the asset and hold a financial claim on the rent and on any gain when it is sold. The properties are shops, flats, coliving, hotel and healthcare assets in French cities, and rent is paid monthly into the investor's wallet. It is a long commitment. The platform's own pages put the horizon at somewhere between five and ten years, it says only that it will try to offer a buyback after two years of holding and then with a 5% early exit fee, and the terms of use state that the site offers no secondary market for reselling its securities. There is no auto-invest. The AMF authorised Tantiem as a crowdfunding service provider on 29 October 2025 under number FP-2025-03, for placing crowdfunding securities without firm commitment and receiving and transmitting client orders, with no passport, so France only.
Tantiem in real numbers
Anonymized statistics from all Tantiem portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
5.5%
Based on 12 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 5 stated strategies
Combined portfolio value
€95,480
Investors on P2P Dash
16
Interest earned all-time
€3,261
Median cash drag
0.9%
Share of funds sitting uninvested
Tantiem returns over time
Median annual return of Tantiem investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
5.3%
5 investors
4.3%
2025
6.3%
2026
Is money moving into Tantiem?
Monthly deposits minus withdrawals across Tantiem investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€56,941
16 investors tracking
Tantiem investors also track
Share of Tantiem investors on P2P Dash who also track each of these platforms: anonymized community data, shown only where at least 10 investors overlap.
Bienprêter 75% Alternatives to Tantiem
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,981 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Tantiem
Answers based on anonymized community data from P2P Dash investors.
What is Tantiem?
Tantiem is a peer-to-peer lending platform, founded in 2022 (headquarters: France). On P2P Dash, investors import their Tantiem account statements to track the real net return they earn there.
What return do investors actually earn with Tantiem?
Across 12 Tantiem portfolios tracked on P2P Dash, the median net return (XIRR) is 5.5%. The middle 50% of investors earn between 4.8% and 5.9% (as of September 18, 2026).
How many investors track Tantiem on P2P Dash?
16 investors track their Tantiem portfolios on P2P Dash, with a combined portfolio value of €95,480 and €3,261 in interest earned all-time.
Are investors currently adding or withdrawing money at Tantiem?
Of 5 stated strategies for Tantiem, 100% plan to add funds or reinvest, 0% intend to hold, and 0% plan to reduce or exit (as of September 18, 2026).
Is Tantiem regulated?
Yes, Tantiem is a regulated platform supervised by AMF.
Does Tantiem offer a buyback guarantee?
No, Tantiem does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Tantiem portfolio?
Export your transaction history from Tantiem (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Tantiem?
Based on the community ranking, the closest alternatives to Tantiem in the same asset class are Indemo, Devon, Fintown. Each platform page shows real median returns and investor numbers from the P2P Dash community.