Iuvo
Iuvo is a peer-to-peer lending marketplace founded in 2016 and registered in Tallinn, Estonia. Owned by Management Financial Group, the platform specializes in consumer loans from loan originators across Bulgaria, Romania, Spain, Latvia, North Macedonia, Croatia, and the Czech Republic. Iuvo holds a credit intermediary registration with the Estonian Financial Supervision Authority but operates without full investment-firm regulatory oversight. All listed loans feature a buyback guarantee from the loan originators.
Iuvo in real numbers
Anonymized statistics from all Iuvo portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
9.7%
Based on 37 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 17 stated strategies
Combined portfolio value
€463,142
Investors on P2P Dash
56
Interest earned all-time
€129,492
Median cash drag
3.4%
Share of funds sitting uninvested
Iuvo returns over time
Median annual return of Iuvo investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
10.7%
8 investors
11.5%
2019
10.2%
2020
10.5%
2021
8.1%
2022
8.7%
2023
9.4%
2024
10.6%
2025
10.4%
2026
Is money moving into Iuvo?
Monthly deposits minus withdrawals across Iuvo investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€34,590
56 investors tracking
In Q2 2026, Iuvo ranks 34 of 45 platforms by net capital flow. See all capital flows for Q2 2026 →
Alternatives to Iuvo
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,761 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Iuvo
Answers based on anonymized community data from P2P Dash investors.
What is Iuvo?
Iuvo is a peer-to-peer lending platform, founded in 2016 (headquarters: Estonia). On P2P Dash, investors import their Iuvo account statements to track the real net return they earn there.
What return do investors actually earn with Iuvo?
Across 37 Iuvo portfolios tracked on P2P Dash, the median net return (XIRR) is 9.7%. The middle 50% of investors earn between 8.1% and 10.9% (as of August 3, 2026).
How many investors track Iuvo on P2P Dash?
56 investors track their Iuvo portfolios on P2P Dash, with a combined portfolio value of €463,142 and €129,492 in interest earned all-time.
Are investors currently adding or withdrawing money at Iuvo?
Of 17 stated strategies for Iuvo, 35% plan to add funds or reinvest, 24% intend to hold, and 41% plan to reduce or exit (as of August 3, 2026).
Is Iuvo regulated?
No, Iuvo does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Iuvo offer a buyback guarantee?
Yes, Iuvo offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Iuvo portfolio?
Export your transaction history from Iuvo (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Iuvo?
Based on the community ranking, the closest alternatives to Iuvo in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.