Iuvo
Iuvo is a marketplace where investors buy claims on loans that non-bank lenders have already issued. It started in 2016 and is operated by IUVO GROUP OÜ in Tallinn, Estonia. The Estonian business register shows Bulgaria's Management Financial Group AD holding 96.59 percent of the company since 11 October 2023, and several of the lending partners belong to that same group, so the platform and much of its loan supply share one owner. The partners lend in Bulgaria, Romania, Spain, Latvia, North Macedonia, Croatia and the Czech Republic, mostly consumer loans, with business loans at some of them. Every claim on the market carries a buyback guarantee, but the assignment agreement sets the obligated party, the arrears trigger and the scope for each claim separately, and with some lenders it covers the principal only. Investors can resell claims to each other on a secondary market for a fee, and the Auto Assign tool buys on the primary market automatically. One former lending partner, CBC in Poland, has been in court restructuring since 2022, with Iuvo pursuing the outstanding claims there on the investors' behalf; the proceedings are still running.
Iuvo in real numbers
Anonymized statistics from all Iuvo portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
9.8%
Based on 43 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 20 stated strategies
Combined portfolio value
€553,039
Investors on P2P Dash
66
Interest earned all-time
€140,933
Median cash drag
3.1%
Share of funds sitting uninvested
Iuvo returns over time
Median annual return of Iuvo investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
10.7%
12 investors
11.6%
2019
10.3%
2020
10.5%
2021
9.0%
2022
8.8%
2023
9.4%
2024
10.6%
2025
10.3%
2026
Is money moving into Iuvo?
Monthly deposits minus withdrawals across Iuvo investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€81,345
66 investors tracking
In Q3 2026, Iuvo ranks 38 of 50 platforms by net capital flow. See all capital flows for Q3 2026 →
Alternatives to Iuvo
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,981 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Iuvo
Answers based on anonymized community data from P2P Dash investors.
What is Iuvo?
Iuvo is a peer-to-peer lending platform, founded in 2016 (headquarters: Estonia). On P2P Dash, investors import their Iuvo account statements to track the real net return they earn there.
What return do investors actually earn with Iuvo?
Across 43 Iuvo portfolios tracked on P2P Dash, the median net return (XIRR) is 9.8%. The middle 50% of investors earn between 8.3% and 10.9% (as of September 18, 2026).
How many investors track Iuvo on P2P Dash?
66 investors track their Iuvo portfolios on P2P Dash, with a combined portfolio value of €553,039 and €140,933 in interest earned all-time.
Are investors currently adding or withdrawing money at Iuvo?
Of 20 stated strategies for Iuvo, 35% plan to add funds or reinvest, 25% intend to hold, and 40% plan to reduce or exit (as of September 18, 2026).
Is Iuvo regulated?
No, Iuvo does not hold a financial license. Unregulated platforms can offer higher rates, but investors have less protection if the platform runs into difficulties.
Does Iuvo offer a buyback guarantee?
Yes, Iuvo offers a buyback guarantee: if a loan is overdue beyond a set period, it is repurchased. Keep in mind that a guarantee is only as strong as the party standing behind it.
How do I analyze my Iuvo portfolio?
Export your transaction history from Iuvo (excel) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Iuvo?
Based on the community ranking, the closest alternatives to Iuvo in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.