Finbee
Finbee is a Lithuanian peer-to-peer lending platform that went live in 2015 and is run from Vilnius. Investors lend to Lithuanian consumers and small businesses from one account, starting at 5 euros per loan. Three group companies stand behind the brand, each with its own entry in the Bank of Lithuania register: UAB Finansų bitė is listed as a consumer credit provider and as a peer-to-peer lending platform operator, UAB Finansų bitė verslui runs the business-loan side under crowdfunding service provider authorisation LB002223 of 10 November 2023, and UAB Elektroninių pinigų bitė holds the electronic money institution licence that keeps investor money apart from the platform's own funds. Finbee sets each interest rate from the borrower's credit grade and the loan term. There is no buyback guarantee and consumer loans are unsecured, but investors can sell loan parts to each other on a free secondary market, and an auto-lending tool bids to set criteria.
Finbee in real numbers
Anonymized statistics from all Finbee portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
14.6%
Based on 18 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 16 stated strategies
Combined portfolio value
€203,913
Investors on P2P Dash
39
Interest earned all-time
€72,081
Median cash drag
4.9%
Share of funds sitting uninvested
Finbee returns over time
Median annual return of Finbee investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
Last 12 months
15.0%
5 investors
13.1%
2023
13.9%
2024
14.6%
2025
14.6%
2026
Is money moving into Finbee?
Monthly deposits minus withdrawals across Finbee investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€63,949
39 investors tracking
In Q3 2026, Finbee ranks 25 of 50 platforms by net capital flow. See all capital flows for Q3 2026 →
Finbee investors also track
Share of Finbee investors on P2P Dash who also track each of these platforms: anonymized community data, shown only where at least 10 investors overlap.
Alternatives to Finbee
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,981 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Finbee
Answers based on anonymized community data from P2P Dash investors.
What is Finbee?
Finbee is a peer-to-peer lending platform, founded in 2015 (headquarters: Lithuania). On P2P Dash, investors import their Finbee account statements to track the real net return they earn there.
What return do investors actually earn with Finbee?
Across 18 Finbee portfolios tracked on P2P Dash, the median net return (XIRR) is 14.6%. The middle 50% of investors earn between 13.0% and 15.6% (as of September 18, 2026).
How many investors track Finbee on P2P Dash?
39 investors track their Finbee portfolios on P2P Dash, with a combined portfolio value of €203,913 and €72,081 in interest earned all-time.
Are investors currently adding or withdrawing money at Finbee?
Of 16 stated strategies for Finbee, 75% plan to add funds or reinvest, 13% intend to hold, and 13% plan to reduce or exit (as of September 18, 2026).
Is Finbee regulated?
Yes, Finbee is a regulated platform supervised by Bank of Lithuania.
Does Finbee offer a buyback guarantee?
No, Finbee does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Finbee portfolio?
Export your transaction history from Finbee (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Finbee?
Based on the community ranking, the closest alternatives to Finbee in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.