Finbee
Finbee is a Lithuanian peer-to-peer lending platform founded in 2015, headquartered in Vilnius. The platform specializes in consumer loans and small business financing, operating in Lithuania. Finbee is regulated by the Bank of Lithuania and holds licences as a consumer credit provider, national P2P lending platform operator, European Crowdfunding Service Provider (ECSP), and electronic money institution. Known for its strict borrower vetting process with only a 7% approval rate, Finbee uses a reverse auction model where lenders compete to offer the lowest interest rates.
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Finbee in real numbers
Anonymized statistics from all Finbee portfolios tracked on P2P Dash: real investor data, not the platform's marketing numbers.
Median net return (XIRR)
14.5%
Based on 14 investor portfolios
Middle 50% of investors
Investor sentiment
Based on 13 stated strategies
Combined portfolio value
€192,016
Investors on P2P Dash
34
Interest earned all-time
€67,124
Median cash drag
3.7%
Share of funds sitting uninvested
Finbee returns over time
Median annual return of Finbee investors on P2P Dash, per calendar year. Years with too few investors to publish are left out.
13.4%
2023
13.9%
2024
14.6%
2025
14.5%
2026
Is money moving into Finbee?
Monthly deposits minus withdrawals across Finbee investors on P2P Dash. Positive means the community is putting money in, negative means it is coming out.
Net flow, last 12 months
+€71,801
34 investors tracking
In Q2 2026, Finbee ranks 33 of 45 platforms by net capital flow. See all capital flows for Q2 2026 →
Finbee investors also track
Share of Finbee investors on P2P Dash who also track each of these platforms: anonymized community data, shown only where at least 10 investors overlap.
Alternatives to Finbee
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,761 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Finbee
Answers based on anonymized community data from P2P Dash investors.
What is Finbee?
Finbee is a peer-to-peer lending platform, founded in 2015 (headquarters: Lithuania). On P2P Dash, investors import their Finbee account statements to track the real net return they earn there.
What return do investors actually earn with Finbee?
Across 14 Finbee portfolios tracked on P2P Dash, the median net return (XIRR) is 14.5%. The middle 50% of investors earn between 12.2% and 15.7% (as of August 3, 2026).
How many investors track Finbee on P2P Dash?
34 investors track their Finbee portfolios on P2P Dash, with a combined portfolio value of €192,016 and €67,124 in interest earned all-time.
Are investors currently adding or withdrawing money at Finbee?
Of 13 stated strategies for Finbee, 69% plan to add funds or reinvest, 15% intend to hold, and 15% plan to reduce or exit (as of August 3, 2026).
Is Finbee regulated?
Yes, Finbee is a regulated platform supervised by Bank of Lithuania.
Does Finbee offer a buyback guarantee?
No, Finbee does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Finbee portfolio?
Export your transaction history from Finbee (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Finbee?
Based on the community ranking, the closest alternatives to Finbee in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.