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Crowdpear vs Monefit

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

3.2% ahead

Better last 12 months

2.2% ahead

More tracked investors

759 more

More investors adding funds

7.4% ahead

Community data compared

As of August 3, 2026

Crowdpear logo Crowdpear Monefit logo Monefit
Community ranking 2026 #17 of 34 #3 of 34
Median net return (XIRR) 11.6% 8.5%
Median cash drag 3.2% 0.0%
Investors on P2P Dash 82 841
Combined portfolio value €328K €8.03M
Interest earned all-time €46.3K €503K

Platform facts

Founded 2021 2022
Headquarters 🇱🇹 Lithuania 🇪🇪 Estonia
Regulated Yes Yes
Buyback Guarantee No No
Secondary Market Yes No
Auto-Invest No Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Crowdpear

10.9%

Last 12 months · All time 11.6%

24 investors

Monefit

8.7%

Last 12 months · All time 8.5%

101 investors

9.2%

9.7%

2023

12.6%

7.7%

2024

12.3%

8.3%

2025

10.2%

9.0%

2026

Crowdpear Monefit

Crowdpear came out ahead in 3 of the 4 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Crowdpear logo Crowdpear

Middle 50% of investors: 10.2% – 14.7%

Median net return (XIRR): 11.6%

Monefit logo Monefit

Middle 50% of investors: 7.4% – 9.5%

Median net return (XIRR): 8.5%

Monefit investors sit closer together: 2.1% between the 25th and 75th percentile, against 4.4%.

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Crowdpear logo Crowdpear

61% · Based on 31 stated strategies

Monefit logo Monefit

69% · Based on 195 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Crowdpear logo Crowdpear

+€74,248

Net flow, last 12 months

Aug 2025 Jul 2026

+15 tracked investors over the year

Monefit logo Monefit

+€3,911,482

Net flow, last 12 months

Sep 2025 Aug 2026

+465 tracked investors over the year

Money in Money out

Investors who track both

48 investors track both platforms.

59% of Crowdpear investors also track Monefit.

6% of Monefit investors also track Crowdpear.

What the data says

Measured by real portfolios on P2P Dash, Crowdpear currently delivers the higher median net return: 11.6% versus 8.5% at Monefit.

Investor sentiment currently favors Monefit: 69% of stated strategies are “add funds” or “reinvest”, versus 61% at Crowdpear.

Monefit is the bigger platform on P2P Dash, with 841 investors tracking it versus 82 for Crowdpear.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Crowdpear or Monefit?

Among P2P Dash investors, Crowdpear currently shows the higher median net return (XIRR): 11.6% versus 8.5% (as of August 3, 2026). The middle 50% of portfolios earn 10.2% – 14.7% at Crowdpear and 7.4% – 9.5% at Monefit.

Which has done better recently, Crowdpear or Monefit?

Over the last 12 months Crowdpear shows the higher median net return: 10.9% against 8.7%. All time the figures are 11.6% for Crowdpear and 8.5% for Monefit (as of August 3, 2026).

Where do investors put new money right now, Crowdpear or Monefit?

As of August 3, 2026, 61% of stated strategies at Crowdpear are “add funds” or “reinvest”, compared to 69% at Monefit.

Do investors use Crowdpear and Monefit at the same time?

48 investors on P2P Dash track both platforms. 59% of Crowdpear investors also have Monefit in their portfolio.

How do I compare my own returns on Crowdpear and Monefit?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.