Crowdpear vs Income
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of November 12, 2026
 Crowdpear |  Income | |
|---|---|---|
| Community ranking 2026 | – | #10 of 29 |
| Median net return (XIRR) | 11.5% | 12.0% |
| Median cash drag | 3.4% | 2.7% |
| Investors on P2P Dash | 103 | 405 |
| Combined portfolio value | €445K | €2.12M |
| Interest earned all-time | €64.3K | €446K |
Platform facts
| Founded | 2021 | 2020 |
| Headquarters | 🇱🇹 Lithuania | 🇪🇪 Estonia |
| Regulated | Yes | No |
| Buyback Guarantee | No | Yes |
| Secondary Market | Yes | No |
| Auto-Invest | No | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Crowdpear
10.2%
Last 12 months · All time 11.5%
20 investors
Income
11.6%
Last 12 months · All time 12.0%
128 investors
9.3%
13.7%
2023
12.7%
13.2%
2024
12.3%
11.9%
2025
9.4%
11.5%
2026
Income came out ahead in 2 of the 4 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
CrowdpearMiddle 50% of investors: 9.8% – 13.8%
Median net return (XIRR): 11.5%
IncomeMiddle 50% of investors: 10.5% – 13.2%
Median net return (XIRR): 12.0%
Income investors sit closer together: 2.7% between the 25th and 75th percentile, against 3.9%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
62 investors track both platforms.
60% of Crowdpear investors also track Income.
15% of Income investors also track Crowdpear.
What the data says
Both platforms currently deliver a similar median net return: 11.5% at Crowdpear versus 12.0% at Income.
Investor sentiment currently favors Income: 63% of stated strategies are “add funds” or “reinvest”, versus 55% at Crowdpear.
Income is the bigger platform on P2P Dash, with 405 investors tracking it versus 103 for Crowdpear.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Crowdpear or Income?
Among P2P Dash investors, Income currently shows the higher median net return (XIRR): 12.0% versus 11.5% (as of November 12, 2026). The middle 50% of portfolios earn 9.8% – 13.8% at Crowdpear and 10.5% – 13.2% at Income.
Which has done better recently, Crowdpear or Income?
Over the last 12 months Income shows the higher median net return: 11.6% against 10.2%. All time the figures are 11.5% for Crowdpear and 12.0% for Income (as of November 12, 2026).
Where do investors put new money right now, Crowdpear or Income?
As of November 12, 2026, 55% of stated strategies at Crowdpear are “add funds” or “reinvest”, compared to 63% at Income.
Do investors use Crowdpear and Income at the same time?
62 investors on P2P Dash track both platforms. 60% of Crowdpear investors also have Income in their portfolio.
How do I compare my own returns on Crowdpear and Income?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.