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Crowdpear vs Mintos

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

1.4% ahead

Better last 12 months

1.3% ahead

More tracked investors

1,043 more

More investors adding funds

5% ahead

Community data compared

As of November 12, 2026

Crowdpear logoCrowdpearMintos logoMintos
Community ranking 2026–#19 of 29
Median net return (XIRR)11.5%10.1%
Median cash drag3.4%3.1%
Investors on P2P Dash1031,146
Combined portfolio value€445K€10.5M
Interest earned all-time€64.3K€3.64M

Platform facts

Founded20212015
Headquarters🇱🇹 Lithuania🇱🇻 Latvia
RegulatedYesYes
Buyback GuaranteeNoYes
Secondary MarketYesYes
Auto-InvestNoYes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Crowdpear

10.2%

Last 12 months · All time 11.5%

20 investors

Mintos

8.9%

Last 12 months · All time 10.1%

277 investors

9.3%

10.3%

2023

12.7%

10.2%

2024

12.3%

11.2%

2025

9.4%

8.5%

2026

CrowdpearMintos

Crowdpear came out ahead in 3 of the 4 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Crowdpear logoCrowdpear

Middle 50% of investors: 9.8% – 13.8%

Median net return (XIRR): 11.5%

Mintos logoMintos

Middle 50% of investors: 8.2% – 11.9%

Median net return (XIRR): 10.1%

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Crowdpear logoCrowdpear

55% · Based on 40 stated strategies

Mintos logoMintos

50% · Based on 310 stated strategies

Add fundsReinvestHoldReduceExit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Crowdpear logoCrowdpear

+€103,422

Net flow, last 12 months

Dec 2025Nov 2026

+20 new investors over the year

Mintos logoMintos

+€610,584

Net flow, last 12 months

Dec 2025Nov 2026

+265 new investors over the year

Money inMoney out

Investors who track both

75 investors track both platforms.

73% of Crowdpear investors also track Mintos.

7% of Mintos investors also track Crowdpear.

What the data says

Measured by real portfolios on P2P Dash, Crowdpear currently delivers the higher median net return: 11.5% versus 10.1% at Mintos.

Investor sentiment currently favors Crowdpear: 55% of stated strategies are “add funds” or “reinvest”, versus 50% at Mintos.

Mintos is the bigger platform on P2P Dash, with 1,146 investors tracking it versus 103 for Crowdpear.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Crowdpear or Mintos?

Among P2P Dash investors, Crowdpear currently shows the higher median net return (XIRR): 11.5% versus 10.1% (as of November 12, 2026). The middle 50% of portfolios earn 9.8% – 13.8% at Crowdpear and 8.2% – 11.9% at Mintos.

Which has done better recently, Crowdpear or Mintos?

Over the last 12 months Crowdpear shows the higher median net return: 10.2% against 8.9%. All time the figures are 11.5% for Crowdpear and 10.1% for Mintos (as of November 12, 2026).

Where do investors put new money right now, Crowdpear or Mintos?

As of November 12, 2026, 55% of stated strategies at Crowdpear are “add funds” or “reinvest”, compared to 50% at Mintos.

Do investors use Crowdpear and Mintos at the same time?

75 investors on P2P Dash track both platforms. 73% of Crowdpear investors also have Mintos in their portfolio.

How do I compare my own returns on Crowdpear and Mintos?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.