Bienprêter vs Monefit
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Head to head at a glance
More investors adding funds
Too close to call
68.8% · 68.7%
Community data compared
As of August 3, 2026
 Bienprêter |  Monefit | |
|---|---|---|
| Community ranking 2026 | #1 of 34 | #3 of 34 |
| Median net return (XIRR) | 14.1% | 8.5% |
| Median cash drag | 3.6% | 0.0% |
| Investors on P2P Dash | 112 | 841 |
| Combined portfolio value | €1.71M | €8.03M |
| Interest earned all-time | €219K | €503K |
Platform facts
| Founded | 2017 | 2022 |
| Headquarters | 🇫🇷 France | 🇪🇪 Estonia |
| Regulated | Yes | Yes |
| Buyback Guarantee | No | No |
| Secondary Market | Yes | No |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Bienprêter
15.7%
Last 12 months · All time 14.1%
26 investors
Monefit
8.7%
Last 12 months · All time 8.5%
101 investors
10.4%
9.7%
2023
12.4%
7.7%
2024
13.7%
8.3%
2025
15.8%
9.0%
2026
Bienprêter came out ahead in 4 of the 4 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Bienprêter Middle 50% of investors: 13.3% – 16.0%
Median net return (XIRR): 14.1%
Monefit Middle 50% of investors: 7.4% – 9.5%
Median net return (XIRR): 8.5%
Monefit investors sit closer together: 2.1% between the 25th and 75th percentile, against 2.7%.
What investors plan to do next
The strategy each investor stated for the platform, from adding funds to exiting.
Bienprêter 69% · Based on 32 stated strategies
Monefit 69% · Based on 195 stated strategies
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
39 investors track both platforms.
35% of Bienprêter investors also track Monefit.
5% of Monefit investors also track Bienprêter.
What the data says
Measured by real portfolios on P2P Dash, Bienprêter currently delivers the higher median net return: 14.1% versus 8.5% at Monefit.
Monefit is the bigger platform on P2P Dash, with 841 investors tracking it versus 112 for Bienprêter.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Bienprêter or Monefit?
Among P2P Dash investors, Bienprêter currently shows the higher median net return (XIRR): 14.1% versus 8.5% (as of August 3, 2026). The middle 50% of portfolios earn 13.3% – 16.0% at Bienprêter and 7.4% – 9.5% at Monefit.
Which has done better recently, Bienprêter or Monefit?
Over the last 12 months Bienprêter shows the higher median net return: 15.7% against 8.7%. All time the figures are 14.1% for Bienprêter and 8.5% for Monefit (as of August 3, 2026).
Where do investors put new money right now, Bienprêter or Monefit?
As of August 3, 2026, 69% of stated strategies at Bienprêter are “add funds” or “reinvest”, compared to 69% at Monefit.
Do investors use Bienprêter and Monefit at the same time?
39 investors on P2P Dash track both platforms. 35% of Bienprêter investors also have Monefit in their portfolio.
How do I compare my own returns on Bienprêter and Monefit?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.