Afranga vs Bienprêter
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Head to head at a glance
Higher median return
Too close to call
14.8% · 14.5%
Community data compared
As of September 18, 2026
 Afranga |  Bienprêter | |
|---|---|---|
| Community ranking 2026 | #5 of 27 | – |
| Median net return (XIRR) | 14.8% | 14.5% |
| Median cash drag | 1.4% | 3.1% |
| Investors on P2P Dash | 476 | 130 |
| Combined portfolio value | €3.83M | €1.89M |
| Interest earned all-time | €334K | €249K |
Platform facts
| Founded | 2021 | 2017 |
| Headquarters | 🇧🇬 Bulgaria | 🇫🇷 France |
| Regulated | Yes | Yes |
| Buyback Guarantee | No | No |
| Secondary Market | Yes | Yes |
| Auto-Invest | No | No |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Afranga
15.6%
Last 12 months · All time 14.8%
83 investors
Bienprêter
16.3%
Last 12 months · All time 14.5%
24 investors
13.6%
12.1%
2022
12.6%
10.4%
2023
10.7%
12.6%
2024
14.1%
13.9%
2025
15.1%
16.2%
2026
Across 5 shared years each platform led in 2.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Afranga Middle 50% of investors: 13.6% – 15.7%
Median net return (XIRR): 14.8%
Bienprêter Middle 50% of investors: 13.6% – 16.3%
Median net return (XIRR): 14.5%
Afranga investors sit closer together: 2.1% between the 25th and 75th percentile, against 2.7%.
What investors plan to do next
The strategy each investor stated for the platform, from adding funds to exiting.
Afranga 54% · Based on 155 stated strategies
Bienprêter 74% · Based on 39 stated strategies
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
68 investors track both platforms.
14% of Afranga investors also track Bienprêter.
52% of Bienprêter investors also track Afranga.
What the data says
Both platforms currently deliver a similar median net return: 14.8% at Afranga versus 14.5% at Bienprêter.
Investor sentiment currently favors Bienprêter: 74% of stated strategies are “add funds” or “reinvest”, versus 54% at Afranga.
Afranga is the bigger platform on P2P Dash, with 476 investors tracking it versus 130 for Bienprêter.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Afranga or Bienprêter?
Among P2P Dash investors, Afranga currently shows the higher median net return (XIRR): 14.8% versus 14.5% (as of September 18, 2026). The middle 50% of portfolios earn 13.6% – 15.7% at Afranga and 13.6% – 16.3% at Bienprêter.
Which has done better recently, Afranga or Bienprêter?
Over the last 12 months Bienprêter shows the higher median net return: 16.3% against 15.6%. All time the figures are 14.8% for Afranga and 14.5% for Bienprêter (as of September 18, 2026).
Where do investors put new money right now, Afranga or Bienprêter?
As of September 18, 2026, 54% of stated strategies at Afranga are “add funds” or “reinvest”, compared to 74% at Bienprêter.
Do investors use Afranga and Bienprêter at the same time?
68 investors on P2P Dash track both platforms. 52% of Bienprêter investors also have Afranga in their portfolio.
How do I compare my own returns on Afranga and Bienprêter?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.