Afranga vs Bienprêter
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Head to head at a glance
Higher median return
Too close to call
14.6% · 14.1%
Better last 12 months
Too close to call
15.5% · 15.7%
Community data compared
As of August 3, 2026
 Afranga |  Bienprêter | |
|---|---|---|
| Community ranking 2026 | #6 of 34 | #1 of 34 |
| Median net return (XIRR) | 14.6% | 14.1% |
| Median cash drag | 1.4% | 3.6% |
| Investors on P2P Dash | 418 | 112 |
| Combined portfolio value | €3.51M | €1.71M |
| Interest earned all-time | €275K | €219K |
Platform facts
| Founded | 2021 | 2017 |
| Headquarters | 🇧🇬 Bulgaria | 🇫🇷 France |
| Regulated | Yes | Yes |
| Buyback Guarantee | No | No |
| Secondary Market | No | Yes |
| Auto-Invest | No | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Afranga
15.5%
Last 12 months · All time 14.6%
46 investors
Bienprêter
15.7%
Last 12 months · All time 14.1%
26 investors
13.7%
12.1%
2022
12.9%
10.4%
2023
10.8%
12.4%
2024
14.1%
13.7%
2025
14.9%
15.8%
2026
Across 5 shared years each platform led in 2.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Afranga Middle 50% of investors: 13.5% – 15.4%
Median net return (XIRR): 14.6%
Bienprêter Middle 50% of investors: 13.3% – 16.0%
Median net return (XIRR): 14.1%
Afranga investors sit closer together: 1.8% between the 25th and 75th percentile, against 2.7%.
What investors plan to do next
The strategy each investor stated for the platform, from adding funds to exiting.
Afranga 57% · Based on 132 stated strategies
Bienprêter 69% · Based on 32 stated strategies
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
57 investors track both platforms.
14% of Afranga investors also track Bienprêter.
51% of Bienprêter investors also track Afranga.
What the data says
Both platforms currently deliver a similar median net return: 14.6% at Afranga versus 14.1% at Bienprêter.
Investor sentiment currently favors Bienprêter: 69% of stated strategies are “add funds” or “reinvest”, versus 57% at Afranga.
Afranga is the bigger platform on P2P Dash, with 418 investors tracking it versus 112 for Bienprêter.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Afranga or Bienprêter?
Among P2P Dash investors, Afranga currently shows the higher median net return (XIRR): 14.6% versus 14.1% (as of August 3, 2026). The middle 50% of portfolios earn 13.5% – 15.4% at Afranga and 13.3% – 16.0% at Bienprêter.
Where do investors put new money right now, Afranga or Bienprêter?
As of August 3, 2026, 57% of stated strategies at Afranga are “add funds” or “reinvest”, compared to 69% at Bienprêter.
Do investors use Afranga and Bienprêter at the same time?
57 investors on P2P Dash track both platforms. 51% of Bienprêter investors also have Afranga in their portfolio.
How do I compare my own returns on Afranga and Bienprêter?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.