Afranga vs Mintos
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of August 3, 2026
 Afranga |  Mintos | |
|---|---|---|
| Community ranking 2026 | #6 of 34 | #16 of 34 |
| Median net return (XIRR) | 14.6% | 10.9% |
| Median cash drag | 1.4% | 3.0% |
| Investors on P2P Dash | 418 | 969 |
| Combined portfolio value | €3.51M | €9.56M |
| Interest earned all-time | €275K | €3.28M |
Platform facts
| Founded | 2021 | 2015 |
| Headquarters | 🇧🇬 Bulgaria | 🇱🇻 Latvia |
| Regulated | Yes | Yes |
| Buyback Guarantee | No | Yes |
| Secondary Market | No | Yes |
| Auto-Invest | No | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Afranga
15.5%
Last 12 months · All time 14.6%
46 investors
Mintos
10.3%
Last 12 months · All time 10.9%
202 investors
15.2%
9.6%
2021
13.7%
6.8%
2022
12.9%
10.3%
2023
10.8%
10.2%
2024
14.1%
11.3%
2025
14.9%
8.9%
2026
Afranga came out ahead in 6 of the 6 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Afranga Middle 50% of investors: 13.5% – 15.4%
Median net return (XIRR): 14.6%
Mintos Middle 50% of investors: 9.0% – 12.6%
Median net return (XIRR): 10.9%
Afranga investors sit closer together: 1.8% between the 25th and 75th percentile, against 3.6%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
286 investors track both platforms.
68% of Afranga investors also track Mintos.
30% of Mintos investors also track Afranga.
What the data says
Measured by real portfolios on P2P Dash, Afranga currently delivers the higher median net return: 14.6% versus 10.9% at Mintos.
Mintos is the bigger platform on P2P Dash, with 969 investors tracking it versus 418 for Afranga.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Afranga or Mintos?
Among P2P Dash investors, Afranga currently shows the higher median net return (XIRR): 14.6% versus 10.9% (as of August 3, 2026). The middle 50% of portfolios earn 13.5% – 15.4% at Afranga and 9.0% – 12.6% at Mintos.
Which has done better recently, Afranga or Mintos?
Over the last 12 months Afranga shows the higher median net return: 15.5% against 10.3%. All time the figures are 14.6% for Afranga and 10.9% for Mintos (as of August 3, 2026).
Where do investors put new money right now, Afranga or Mintos?
As of August 3, 2026, 57% of stated strategies at Afranga are “add funds” or “reinvest”, compared to 55% at Mintos.
Do investors use Afranga and Mintos at the same time?
286 investors on P2P Dash track both platforms. 68% of Afranga investors also have Mintos in their portfolio.
How do I compare my own returns on Afranga and Mintos?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.