Bienprêter vs Mintos
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Head to head at a glance
Community data compared
As of September 18, 2026
 Bienprêter |  Mintos | |
|---|---|---|
| Community ranking 2026 | – | #15 of 27 |
| Median net return (XIRR) | 14.5% | 10.5% |
| Median cash drag | 3.1% | 3.1% |
| Investors on P2P Dash | 130 | 1,069 |
| Combined portfolio value | €1.89M | €10.1M |
| Interest earned all-time | €249K | €3.45M |
Platform facts
| Founded | 2017 | 2015 |
| Headquarters | 🇫🇷 France | 🇱🇻 Latvia |
| Regulated | Yes | Yes |
| Buyback Guarantee | No | Yes |
| Secondary Market | Yes | Yes |
| Auto-Invest | No | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Bienprêter
16.3%
Last 12 months · All time 14.5%
24 investors
Mintos
9.7%
Last 12 months · All time 10.5%
270 investors
12.1%
6.9%
2022
10.4%
10.3%
2023
12.6%
10.2%
2024
13.9%
11.2%
2025
16.2%
8.8%
2026
Bienprêter came out ahead in 4 of the 5 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Bienprêter Middle 50% of investors: 13.6% – 16.3%
Median net return (XIRR): 14.5%
Mintos Middle 50% of investors: 8.8% – 12.2%
Median net return (XIRR): 10.5%
Bienprêter investors sit closer together: 2.7% between the 25th and 75th percentile, against 3.4%.
What investors plan to do next
The strategy each investor stated for the platform, from adding funds to exiting.
Bienprêter 74% · Based on 39 stated strategies
Mintos 54% · Based on 273 stated strategies
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
55 investors track both platforms.
42% of Bienprêter investors also track Mintos.
5% of Mintos investors also track Bienprêter.
What the data says
Measured by real portfolios on P2P Dash, Bienprêter currently delivers the higher median net return: 14.5% versus 10.5% at Mintos.
Investor sentiment currently favors Bienprêter: 74% of stated strategies are “add funds” or “reinvest”, versus 54% at Mintos.
Mintos is the bigger platform on P2P Dash, with 1,069 investors tracking it versus 130 for Bienprêter.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Bienprêter or Mintos?
Among P2P Dash investors, Bienprêter currently shows the higher median net return (XIRR): 14.5% versus 10.5% (as of September 18, 2026). The middle 50% of portfolios earn 13.6% – 16.3% at Bienprêter and 8.8% – 12.2% at Mintos.
Which has done better recently, Bienprêter or Mintos?
Over the last 12 months Bienprêter shows the higher median net return: 16.3% against 9.7%. All time the figures are 14.5% for Bienprêter and 10.5% for Mintos (as of September 18, 2026).
Where do investors put new money right now, Bienprêter or Mintos?
As of September 18, 2026, 74% of stated strategies at Bienprêter are “add funds” or “reinvest”, compared to 54% at Mintos.
Do investors use Bienprêter and Mintos at the same time?
55 investors on P2P Dash track both platforms. 42% of Bienprêter investors also have Mintos in their portfolio.
How do I compare my own returns on Bienprêter and Mintos?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.