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Importer Last Updated: May 11, 2026

PretUp

PretUp is a French crowdlending platform that opened in 2015 and is based in Nancy. It is run by Unitup SAS, which trades under two brands, PretUp and Unilend: PretUp took over Unilend's assets out of liquidation after a Paris commercial court ruling on 4 December 2018, and the Unilend site has been in run-off since June 2022. The AMF authorised the company as a crowdfunding service provider on 12 February 2024 under licence FP-2024-7 and added individual loan portfolio management on 11 June 2025, which is the service behind the "Boost PretUp" auto-invest tool. Loans go to French SMEs, to new businesses and to property dealers, from 20 euros per project, and the terms put the platform's commission on the borrower rather than the lender. There is no secondary market and the terms bar investors from transferring their claims, so a loan runs to maturity. Some loans carry security such as a guarantee or a mortgage, with PretUp acting as security agent, but there is no buyback.

🇫🇷France·Founded 2015·Regulated
Asset classes: Business loans (SME)Real estate
Licenses: ECSP
Auto-InvestBuyback GuaranteeSecondary Market
PretUp

Alternatives to PretUp

Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.

Debitum logo Debitum

15.2% median return (XIRR) · 878 investors

Regulated Buyback Guarantee
Triple Dragon Funding logo Triple Dragon Funding

279 investors

Buyback Guarantee
Maclear logo Maclear

23.4% median return (XIRR) · 440 investors

Regulated Secondary Market

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

Ranking

The Best P2P Lending Platforms 2026

Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,981 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.

Frequently asked questions about PretUp

Answers based on anonymized community data from P2P Dash investors.

What is PretUp?

PretUp is a peer-to-peer lending platform, founded in 2015 (headquarters: France). On P2P Dash, investors import their PretUp account statements to track the real net return they earn there.

Is PretUp regulated?

Yes, PretUp is a regulated platform supervised by AMF.

Does PretUp offer a buyback guarantee?

No, PretUp does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.

How do I analyze my PretUp portfolio?

Export your transaction history from PretUp (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.

What are alternatives to PretUp?

Based on the community ranking, the closest alternatives to PretUp in the same asset class are Debitum, Triple Dragon Funding, Maclear. Each platform page shows real median returns and investor numbers from the P2P Dash community.