Omaraha
Omaraha is an Estonian peer-to-peer consumer lending platform founded in 2011 and headquartered in Haapsalu, Estonia. Operating under the supervision of the Estonian Financial Supervision Authority, the platform connects investors with borrowers seeking personal loans ranging from 50 to 10,000 euros. With over 200,000 registered users, Omaraha offers investors a guarantee fund that provides partial principal protection in case of borrower default.
Alternatives to Omaraha
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,761 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about Omaraha
Answers based on anonymized community data from P2P Dash investors.
What is Omaraha?
Omaraha is a peer-to-peer lending platform, founded in 2011 (headquarters: Estonia). On P2P Dash, investors import their Omaraha account statements to track the real net return they earn there.
Is Omaraha regulated?
Yes, Omaraha is a regulated platform supervised by Finantsinspektsioon.
Does Omaraha offer a buyback guarantee?
No, Omaraha does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my Omaraha portfolio?
Export your transaction history from Omaraha (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to Omaraha?
Based on the community ranking, the closest alternatives to Omaraha in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.