MoneyZen
MoneyZen is an Estonian P2P consumer lending platform founded in 2013 and based in Tallinn. The operator Moneyzen OÜ, registry code 12541882, holds credit intermediary licence 4.1-1/131, granted by Finantsinspektsioon on 29 August 2016 for intermediating credit to consumers. Borrowers are private individuals living in Estonia who take unsecured loans of 500 to 10,000 euros for renovation, education, travel, a car or refinancing. Admiral Markets bought the platform at the start of 2021, and since 5 March 2026 it has belonged to BB Finance Group OÜ, which also owns the licensed Estonian lender BB Finance OÜ. During 2025 MoneyZen limited and then temporarily stopped issuing new loans while the sale was being prepared. Investors set their own criteria from 20 euros and the platform makes the loan offers automatically, and claims can be sold to other investors on a secondary market. There is no buyback: the ZenFund, paid for by a borrower fee, may compensate investors for losses on insolvent borrowers, but it is not obliged to.
Alternatives to MoneyZen
Platforms in the same asset class, drawn from the community ranking of real portfolio data: selected by numbers, not commissions.
About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.
The Best P2P Lending Platforms 2026
Every ranking on this page is aggregated from the real, anonymized portfolio data of 1,981 investors and recalculated nightly. No editorial opinion, no paid placements: the data alone sets the order.
Frequently asked questions about MoneyZen
Answers based on anonymized community data from P2P Dash investors.
What is MoneyZen?
MoneyZen is a peer-to-peer lending platform, founded in 2013 (headquarters: Estonia). On P2P Dash, investors import their MoneyZen account statements to track the real net return they earn there.
Is MoneyZen regulated?
Yes, MoneyZen is a regulated platform supervised by Finantsinspektsioon.
Does MoneyZen offer a buyback guarantee?
No, MoneyZen does not offer a buyback guarantee, so the credit risk of each investment stays with the investor.
How do I analyze my MoneyZen portfolio?
Export your transaction history from MoneyZen (csv) and import it into P2P Dash for free. You get your real net return (XIRR), cash drag, income projections and more, across all your P2P platforms in one dashboard.
What are alternatives to MoneyZen?
Based on the community ranking, the closest alternatives to MoneyZen in the same asset class are Nectaro, Afranga, Modena. Each platform page shows real median returns and investor numbers from the P2P Dash community.