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Monefit vs Peerberry

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

0.8% ahead

Better last 12 months

0.6% ahead

More tracked investors

409 more

More investors adding funds

16.3% ahead

Community data compared

As of August 3, 2026

Monefit logo Monefit Peerberry logo Peerberry
Community ranking 2026 #3 of 34 #18 of 34
Median net return (XIRR) 8.5% 9.3%
Median cash drag 0.0% 4.2%
Investors on P2P Dash 841 432
Combined portfolio value €8.03M €3.35M
Interest earned all-time €503K €910K

Platform facts

Founded 2022 2017
Headquarters 🇪🇪 Estonia 🇭🇷 Croatia
Regulated Yes No
Buyback Guarantee No Yes
Secondary Market No Yes
Auto-Invest Yes Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Monefit

8.7%

Last 12 months · All time 8.5%

101 investors

Peerberry

9.2%

Last 12 months · All time 9.3%

94 investors

9.7%

10.0%

2023

7.7%

9.9%

2024

8.3%

9.2%

2025

9.0%

9.0%

2026

Monefit Peerberry

Peerberry came out ahead in 2 of the 4 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Monefit logo Monefit

Middle 50% of investors: 7.4% – 9.5%

Median net return (XIRR): 8.5%

Peerberry logo Peerberry

Middle 50% of investors: 8.2% – 10.2%

Median net return (XIRR): 9.3%

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Monefit logo Monefit

69% · Based on 195 stated strategies

Peerberry logo Peerberry

52% · Based on 124 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Monefit logo Monefit

+€3,911,482

Net flow, last 12 months

Sep 2025 Aug 2026

+465 tracked investors over the year

Peerberry logo Peerberry

+€612,287

Net flow, last 12 months

Sep 2025 Aug 2026

+118 tracked investors over the year

Money in Money out

Investors who track both

207 investors track both platforms.

25% of Monefit investors also track Peerberry.

48% of Peerberry investors also track Monefit.

What the data says

Measured by real portfolios on P2P Dash, Peerberry currently delivers the higher median net return: 9.3% versus 8.5% at Monefit.

Investor sentiment currently favors Monefit: 69% of stated strategies are “add funds” or “reinvest”, versus 52% at Peerberry.

Monefit is the bigger platform on P2P Dash, with 841 investors tracking it versus 432 for Peerberry.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Monefit or Peerberry?

Among P2P Dash investors, Peerberry currently shows the higher median net return (XIRR): 9.3% versus 8.5% (as of August 3, 2026). The middle 50% of portfolios earn 7.4% – 9.5% at Monefit and 8.2% – 10.2% at Peerberry.

Which has done better recently, Monefit or Peerberry?

Over the last 12 months Peerberry shows the higher median net return: 9.2% against 8.7%. All time the figures are 8.5% for Monefit and 9.3% for Peerberry (as of August 3, 2026).

Where do investors put new money right now, Monefit or Peerberry?

As of August 3, 2026, 69% of stated strategies at Monefit are “add funds” or “reinvest”, compared to 52% at Peerberry.

Do investors use Monefit and Peerberry at the same time?

207 investors on P2P Dash track both platforms. 48% of Peerberry investors also have Monefit in their portfolio.

How do I compare my own returns on Monefit and Peerberry?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.