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Lande vs Monefit

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

0.9% ahead

Better last 12 months

1.6% ahead

More tracked investors

467 more

More investors adding funds

13.5% ahead

Community data compared

As of August 3, 2026

Lande logo Lande Monefit logo Monefit
Community ranking 2026 #14 of 34 #3 of 34
Median net return (XIRR) 9.3% 8.5%
Median cash drag 3.9% 0.0%
Investors on P2P Dash 374 841
Combined portfolio value €1.02M €8.03M
Interest earned all-time €138K €503K

Platform facts

Founded 2019 2022
Headquarters 🇱🇻 Latvia 🇪🇪 Estonia
Regulated Yes Yes
Buyback Guarantee No No
Secondary Market Yes No
Auto-Invest Yes Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Lande

10.3%

Last 12 months · All time 9.3%

83 investors

Monefit

8.7%

Last 12 months · All time 8.5%

101 investors

8.9%

9.7%

2023

8.9%

7.7%

2024

9.5%

8.3%

2025

9.7%

9.0%

2026

Lande Monefit

Lande came out ahead in 3 of the 4 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Lande logo Lande

Middle 50% of investors: 8.5% – 10.1%

Median net return (XIRR): 9.3%

Monefit logo Monefit

Middle 50% of investors: 7.4% – 9.5%

Median net return (XIRR): 8.5%

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Lande logo Lande

55% · Based on 116 stated strategies

Monefit logo Monefit

69% · Based on 195 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Lande logo Lande

+€399,004

Net flow, last 12 months

Sep 2025 Aug 2026

+131 tracked investors over the year

Monefit logo Monefit

+€3,911,482

Net flow, last 12 months

Sep 2025 Aug 2026

+465 tracked investors over the year

Money in Money out

Investors who track both

232 investors track both platforms.

62% of Lande investors also track Monefit.

28% of Monefit investors also track Lande.

What the data says

Measured by real portfolios on P2P Dash, Lande currently delivers the higher median net return: 9.3% versus 8.5% at Monefit.

Investor sentiment currently favors Monefit: 69% of stated strategies are “add funds” or “reinvest”, versus 55% at Lande.

Monefit is the bigger platform on P2P Dash, with 841 investors tracking it versus 374 for Lande.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Lande or Monefit?

Among P2P Dash investors, Lande currently shows the higher median net return (XIRR): 9.3% versus 8.5% (as of August 3, 2026). The middle 50% of portfolios earn 8.5% – 10.1% at Lande and 7.4% – 9.5% at Monefit.

Which has done better recently, Lande or Monefit?

Over the last 12 months Lande shows the higher median net return: 10.3% against 8.7%. All time the figures are 9.3% for Lande and 8.5% for Monefit (as of August 3, 2026).

Where do investors put new money right now, Lande or Monefit?

As of August 3, 2026, 55% of stated strategies at Lande are “add funds” or “reinvest”, compared to 69% at Monefit.

Do investors use Lande and Monefit at the same time?

232 investors on P2P Dash track both platforms. 62% of Lande investors also have Monefit in their portfolio.

How do I compare my own returns on Lande and Monefit?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.