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Lande vs Monefit

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

0.8% ahead

Better last 12 months

1.9% ahead

More tracked investors

581 more

More investors adding funds

14.1% ahead

Community data compared

As of November 12, 2026

Lande logoLandeMonefit logoMonefit
Community ranking 2026#16 of 29#3 of 29
Median net return (XIRR)9.4%8.7%
Median cash drag3.8%0.0%
Investors on P2P Dash4591,040
Combined portfolio value€1.28M€12.4M
Interest earned all-time€173K€2.35M

Platform facts

Founded20202022
Headquarters🇱🇻 Latvia🇪🇪 Estonia
RegulatedYesYes
Buyback GuaranteeNoNo
Secondary MarketYesNo
Auto-InvestYesYes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Lande

10.4%

Last 12 months · All time 9.4%

110 investors

Monefit

8.5%

Last 12 months · All time 8.7%

164 investors

8.9%

9.7%

2023

8.9%

8.0%

2024

9.5%

8.5%

2025

10.4%

8.9%

2026

LandeMonefit

Lande came out ahead in 3 of the 4 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Lande logoLande

Middle 50% of investors: 8.6% – 10.4%

Median net return (XIRR): 9.4%

Monefit logoMonefit

Middle 50% of investors: 7.8% – 9.6%

Median net return (XIRR): 8.7%

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Lande logoLande

53% · Based on 158 stated strategies

Monefit logoMonefit

67% · Based on 281 stated strategies

Add fundsReinvestHoldReduceExit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Lande logoLande

+€512,803

Net flow, last 12 months

Dec 2025Nov 2026

+168 new investors over the year

Monefit logoMonefit

+€5,075,508

Net flow, last 12 months

Dec 2025Nov 2026

+498 new investors over the year

Money inMoney out

Investors who track both

291 investors track both platforms.

63% of Lande investors also track Monefit.

28% of Monefit investors also track Lande.

What the data says

Measured by real portfolios on P2P Dash, Lande currently delivers the higher median net return: 9.4% versus 8.7% at Monefit.

Investor sentiment currently favors Monefit: 67% of stated strategies are “add funds” or “reinvest”, versus 53% at Lande.

Monefit is the bigger platform on P2P Dash, with 1,040 investors tracking it versus 459 for Lande.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Lande or Monefit?

Among P2P Dash investors, Lande currently shows the higher median net return (XIRR): 9.4% versus 8.7% (as of November 12, 2026). The middle 50% of portfolios earn 8.6% – 10.4% at Lande and 7.8% – 9.6% at Monefit.

Which has done better recently, Lande or Monefit?

Over the last 12 months Lande shows the higher median net return: 10.4% against 8.5%. All time the figures are 9.4% for Lande and 8.7% for Monefit (as of November 12, 2026).

Where do investors put new money right now, Lande or Monefit?

As of November 12, 2026, 53% of stated strategies at Lande are “add funds” or “reinvest”, compared to 67% at Monefit.

Do investors use Lande and Monefit at the same time?

291 investors on P2P Dash track both platforms. 63% of Lande investors also have Monefit in their portfolio.

How do I compare my own returns on Lande and Monefit?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.