Income vs Quanloop
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of August 3, 2026
 Income |  Quanloop | |
|---|---|---|
| Community ranking 2026 | #13 of 34 | #11 of 34 |
| Median net return (XIRR) | 12.2% | 15.5% |
| Median cash drag | 2.5% | 0.0% |
| Investors on P2P Dash | 327 | 99 |
| Combined portfolio value | €1.63M | €717K |
| Interest earned all-time | €360K | €96.8K |
Platform facts
| Founded | 2020 | 2019 |
| Headquarters | 🇪🇪 Estonia | 🇪🇪 Estonia |
| Regulated | No | Yes |
| Buyback Guarantee | Yes | No |
| Secondary Market | No | No |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Income
11.4%
Last 12 months · All time 12.2%
96 investors
Quanloop
15.6%
Last 12 months · All time 15.5%
9 investors
12.2%
15.3%
2022
13.6%
17.6%
2023
13.1%
17.1%
2024
11.9%
15.0%
2025
11.0%
14.2%
2026
Quanloop came out ahead in 5 of the 5 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Income Middle 50% of investors: 10.8% – 13.3%
Median net return (XIRR): 12.2%
Quanloop Middle 50% of investors: 13.6% – 16.8%
Median net return (XIRR): 15.5%
Income investors sit closer together: 2.5% between the 25th and 75th percentile, against 3.2%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
36 investors track both platforms.
11% of Income investors also track Quanloop.
36% of Quanloop investors also track Income.
What the data says
Measured by real portfolios on P2P Dash, Quanloop currently delivers the higher median net return: 15.5% versus 12.2% at Income.
Investor sentiment currently favors Income: 59% of stated strategies are “add funds” or “reinvest”, versus 53% at Quanloop.
Income is the bigger platform on P2P Dash, with 327 investors tracking it versus 99 for Quanloop.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Income or Quanloop?
Among P2P Dash investors, Quanloop currently shows the higher median net return (XIRR): 15.5% versus 12.2% (as of August 3, 2026). The middle 50% of portfolios earn 10.8% – 13.3% at Income and 13.6% – 16.8% at Quanloop.
Which has done better recently, Income or Quanloop?
Over the last 12 months Quanloop shows the higher median net return: 15.6% against 11.4%. All time the figures are 12.2% for Income and 15.5% for Quanloop (as of August 3, 2026).
Where do investors put new money right now, Income or Quanloop?
As of August 3, 2026, 59% of stated strategies at Income are “add funds” or “reinvest”, compared to 53% at Quanloop.
Do investors use Income and Quanloop at the same time?
36 investors on P2P Dash track both platforms. 36% of Quanloop investors also have Income in their portfolio.
How do I compare my own returns on Income and Quanloop?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.