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Monefit vs Robocash

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

1.5% ahead

Better last 12 months

0.9% ahead

More tracked investors

741 more

More investors adding funds

32.1% ahead

Community data compared

As of November 12, 2026

Monefit logoMonefitRobocash logoRobocash
Community ranking 2026#3 of 29#25 of 29
Median net return (XIRR)8.7%10.2%
Median cash drag0.0%3.1%
Investors on P2P Dash1,040299
Combined portfolio value€12.4M€1.36M
Interest earned all-time€2.35M€802K

Platform facts

Founded20222017
Headquarters🇪🇪 Estonia🇭🇷 Croatia
RegulatedYesNo
Buyback GuaranteeNoYes
Secondary MarketNoYes
Auto-InvestYesYes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Monefit

8.5%

Last 12 months · All time 8.7%

164 investors

Robocash

9.5%

Last 12 months · All time 10.2%

72 investors

9.7%

11.5%

2023

8.0%

10.2%

2024

8.5%

9.8%

2025

8.9%

9.4%

2026

MonefitRobocash

Robocash came out ahead in 3 of the 4 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Monefit logoMonefit

Middle 50% of investors: 7.8% – 9.6%

Median net return (XIRR): 8.7%

Robocash logoRobocash

Middle 50% of investors: 9.2% – 11.3%

Median net return (XIRR): 10.2%

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Monefit logoMonefit

67% · Based on 281 stated strategies

Robocash logoRobocash

35% · Based on 111 stated strategies

Add fundsReinvestHoldReduceExit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Monefit logoMonefit

+€5,075,508

Net flow, last 12 months

Dec 2025Nov 2026

+498 new investors over the year

Robocash logoRobocash

-€158,657

Net flow, last 12 months

Dec 2025Nov 2026

+28 new investors over the year

Money inMoney out

Investors who track both

143 investors track both platforms.

14% of Monefit investors also track Robocash.

48% of Robocash investors also track Monefit.

What the data says

Measured by real portfolios on P2P Dash, Robocash currently delivers the higher median net return: 10.2% versus 8.7% at Monefit.

Investor sentiment currently favors Monefit: 67% of stated strategies are “add funds” or “reinvest”, versus 35% at Robocash.

Monefit is the bigger platform on P2P Dash, with 1,040 investors tracking it versus 299 for Robocash.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Monefit or Robocash?

Among P2P Dash investors, Robocash currently shows the higher median net return (XIRR): 10.2% versus 8.7% (as of November 12, 2026). The middle 50% of portfolios earn 7.8% – 9.6% at Monefit and 9.2% – 11.3% at Robocash.

Which has done better recently, Monefit or Robocash?

Over the last 12 months Robocash shows the higher median net return: 9.5% against 8.5%. All time the figures are 8.7% for Monefit and 10.2% for Robocash (as of November 12, 2026).

Where do investors put new money right now, Monefit or Robocash?

As of November 12, 2026, 67% of stated strategies at Monefit are “add funds” or “reinvest”, compared to 35% at Robocash.

Do investors use Monefit and Robocash at the same time?

143 investors on P2P Dash track both platforms. 48% of Robocash investors also have Monefit in their portfolio.

How do I compare my own returns on Monefit and Robocash?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.