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Indemo vs Peerberry

Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.

Head to head at a glance

Higher median return

3.5% ahead

Better last 12 months

5.9% ahead

More tracked investors

24 more

More investors adding funds

12.9% ahead

Community data compared

As of September 18, 2026

Indemo logo Indemo Peerberry logo Peerberry
Community ranking 2026 #13 of 27 #9 of 27
Median net return (XIRR) 5.7% 9.2%
Median cash drag 1.0% 4.3%
Investors on P2P Dash 518 494
Combined portfolio value €2.7M €3.85M
Interest earned all-time €34.7K €974K

Platform facts

Founded 2022 2017
Headquarters 🇱🇻 Latvia 🇭🇷 Croatia
Regulated Yes No
Buyback Guarantee No Yes
Secondary Market No Yes
Auto-Invest Yes Yes

Returns year by year

Median net return per calendar year, from the portfolios that track each platform.

Indemo

3.2%

Last 12 months · All time 5.7%

41 investors

Peerberry

9.1%

Last 12 months · All time 9.2%

111 investors

5.9%

9.8%

2024

6.3%

9.2%

2025

2.9%

8.9%

2026

Indemo Peerberry

Peerberry came out ahead in 3 of the 3 years both platforms have data for.

How far apart investors land

The bar covers the middle 50% of investors, the mark is the median.

Indemo logo Indemo

Middle 50% of investors: 3.6% – 10.3%

Median net return (XIRR): 5.7%

Peerberry logo Peerberry

Middle 50% of investors: 8.1% – 10.1%

Median net return (XIRR): 9.2%

Peerberry investors sit closer together: 2.0% between the 25th and 75th percentile, against 6.8%.

What investors plan to do next

The strategy each investor stated for the platform, from adding funds to exiting.

Indemo logo Indemo

46% · Based on 159 stated strategies

Peerberry logo Peerberry

59% · Based on 148 stated strategies

Add funds Reinvest Hold Reduce Exit

Where the money is going

Deposits minus withdrawals per month over the last year, across the investors who track each platform.

Indemo logo Indemo

+€1,452,828

Net flow, last 12 months

Oct 2025 Sep 2026

+222 tracked investors over the year

Peerberry logo Peerberry

+€1,129,288

Net flow, last 12 months

Oct 2025 Sep 2026

+150 tracked investors over the year

Money in Money out

Investors who track both

199 investors track both platforms.

38% of Indemo investors also track Peerberry.

40% of Peerberry investors also track Indemo.

What the data says

Measured by real portfolios on P2P Dash, Peerberry currently delivers the higher median net return: 9.2% versus 5.7% at Indemo.

Investor sentiment currently favors Peerberry: 59% of stated strategies are “add funds” or “reinvest”, versus 46% at Indemo.

Indemo is the bigger platform on P2P Dash, with 518 investors tracking it versus 494 for Peerberry.

Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.

Frequently asked questions

Answers based on anonymized community data from P2P Dash investors.

Which delivers the higher return: Indemo or Peerberry?

Among P2P Dash investors, Peerberry currently shows the higher median net return (XIRR): 9.2% versus 5.7% (as of September 18, 2026). The middle 50% of portfolios earn 3.6% – 10.3% at Indemo and 8.1% – 10.1% at Peerberry.

Which has done better recently, Indemo or Peerberry?

Over the last 12 months Peerberry shows the higher median net return: 9.1% against 3.2%. All time the figures are 5.7% for Indemo and 9.2% for Peerberry (as of September 18, 2026).

Where do investors put new money right now, Indemo or Peerberry?

As of September 18, 2026, 46% of stated strategies at Indemo are “add funds” or “reinvest”, compared to 59% at Peerberry.

Do investors use Indemo and Peerberry at the same time?

199 investors on P2P Dash track both platforms. 40% of Peerberry investors also have Indemo in their portfolio.

How do I compare my own returns on Indemo and Peerberry?

Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.

About this data: The figures on this page are aggregated from anonymized data that P2P Dash users import themselves, plus platform details we maintain by hand. We check both, but we cannot guarantee that they are complete or free of errors. Spotted a mistake? Write to tim@newnow.de and we will correct it.

See your own numbers side by side

Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.