Swaper

Swaper is an Estonian P2P lending platform specializing in short-term consumer loans and vehicle leasing. Founded in 2016 in Latvia and later relocating to Tallinn, Estonia in 2019, it operates under the Wandoo Finance Group. The platform obtained a European Crowdfunding Service Provider (ECSP) license in 2022. Swaper offers loans primarily from Poland, Latvia, and North Macedonia, featuring a buyback guarantee on all investments after 60 days of default.