InSoil vs Robocash
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Community data compared
As of August 3, 2026
 InSoil |  Robocash | |
|---|---|---|
| Community ranking 2026 | #33 of 34 | #31 of 34 |
| Median net return (XIRR) | 8.5% | 10.2% |
| Median cash drag | 2.6% | 2.9% |
| Investors on P2P Dash | 56 | 248 |
| Combined portfolio value | €121K | €1.2M |
| Interest earned all-time | €25.8K | €700K |
Platform facts
| Founded | 2020 | 2017 |
| Headquarters | 🇱🇹 Lithuania | 🇭🇷 Croatia |
| Regulated | Yes | No |
| Buyback Guarantee | No | Yes |
| Secondary Market | Yes | Yes |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
InSoil
9.7%
Last 12 months · All time 8.5%
12 investors
Robocash
9.6%
Last 12 months · All time 10.2%
56 investors
11.0%
11.5%
2023
9.6%
10.3%
2024
9.0%
9.9%
2025
8.0%
9.6%
2026
Robocash came out ahead in 4 of the 4 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
InSoil Middle 50% of investors: 5.9% – 10.5%
Median net return (XIRR): 8.5%
Robocash Middle 50% of investors: 9.3% – 11.5%
Median net return (XIRR): 10.2%
Robocash investors sit closer together: 2.3% between the 25th and 75th percentile, against 4.5%.
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
Investors who track both
23 investors track both platforms.
41% of InSoil investors also track Robocash.
9% of Robocash investors also track InSoil.
What the data says
Measured by real portfolios on P2P Dash, Robocash currently delivers the higher median net return: 10.2% versus 8.5% at InSoil.
Investor sentiment currently favors Robocash: 28% of stated strategies are “add funds” or “reinvest”, versus 24% at InSoil.
Robocash is the bigger platform on P2P Dash, with 248 investors tracking it versus 56 for InSoil.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: InSoil or Robocash?
Among P2P Dash investors, Robocash currently shows the higher median net return (XIRR): 10.2% versus 8.5% (as of August 3, 2026). The middle 50% of portfolios earn 5.9% – 10.5% at InSoil and 9.3% – 11.5% at Robocash.
Where do investors put new money right now, InSoil or Robocash?
As of August 3, 2026, 24% of stated strategies at InSoil are “add funds” or “reinvest”, compared to 28% at Robocash.
Do investors use InSoil and Robocash at the same time?
23 investors on P2P Dash track both platforms. 41% of InSoil investors also have Robocash in their portfolio.
How do I compare my own returns on InSoil and Robocash?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.