Indemo vs LenderMarket
Which platform performs better in 2026? Anonymized data from real investor portfolios on P2P Dash: returns, sentiment and facts side by side.
Head to head at a glance
Community data compared
As of August 3, 2026
 Indemo |  LenderMarket | |
|---|---|---|
| Community ranking 2026 | #25 of 34 | #22 of 34 |
| Median net return (XIRR) | 5.7% | 18.1% |
| Median cash drag | 1.1% | 3.6% |
| Investors on P2P Dash | 460 | 379 |
| Combined portfolio value | €2.38M | €2.85M |
| Interest earned all-time | €28.2K | €859K |
Platform facts
| Founded | 2022 | 2019 |
| Headquarters | 🇱🇻 Latvia | 🇮🇪 Ireland |
| Regulated | Yes | Yes |
| Buyback Guarantee | No | Yes |
| Secondary Market | No | No |
| Auto-Invest | Yes | Yes |
Returns year by year
Median net return per calendar year, from the portfolios that track each platform.
Indemo
2.4%
Last 12 months · All time 5.7%
32 investors
LenderMarket
17.4%
Last 12 months · All time 18.1%
69 investors
5.9%
16.8%
2024
6.3%
19.6%
2025
2.6%
15.8%
2026
LenderMarket came out ahead in 3 of the 3 years both platforms have data for.
How far apart investors land
The bar covers the middle 50% of investors, the mark is the median.
Indemo Middle 50% of investors: 3.6% – 10.4%
Median net return (XIRR): 5.7%
LenderMarket Middle 50% of investors: 15.6% – 20.9%
Median net return (XIRR): 18.1%
LenderMarket investors sit closer together: 5.4% between the 25th and 75th percentile, against 6.8%.
What investors plan to do next
The strategy each investor stated for the platform, from adding funds to exiting.
Indemo 41% · Based on 135 stated strategies
LenderMarket 49% · Based on 109 stated strategies
Where the money is going
Deposits minus withdrawals per month over the last year, across the investors who track each platform.
LenderMarket +€832,227
Net flow, last 12 months
+172 tracked investors over the year
Investors who track both
178 investors track both platforms.
39% of Indemo investors also track LenderMarket.
47% of LenderMarket investors also track Indemo.
What the data says
Measured by real portfolios on P2P Dash, LenderMarket currently delivers the higher median net return: 18.1% versus 5.7% at Indemo.
Investor sentiment currently favors LenderMarket: 49% of stated strategies are “add funds” or “reinvest”, versus 41% at Indemo.
Indemo is the bigger platform on P2P Dash, with 460 investors tracking it versus 379 for LenderMarket.
Anonymized, nightly aggregated community data from P2P Dash portfolios. Past performance is no guarantee of future results. This is not investment advice.
Frequently asked questions
Answers based on anonymized community data from P2P Dash investors.
Which delivers the higher return: Indemo or LenderMarket?
Among P2P Dash investors, LenderMarket currently shows the higher median net return (XIRR): 18.1% versus 5.7% (as of August 3, 2026). The middle 50% of portfolios earn 3.6% – 10.4% at Indemo and 15.6% – 20.9% at LenderMarket.
Which has done better recently, Indemo or LenderMarket?
Over the last 12 months LenderMarket shows the higher median net return: 17.4% against 2.4%. All time the figures are 5.7% for Indemo and 18.1% for LenderMarket (as of August 3, 2026).
Where do investors put new money right now, Indemo or LenderMarket?
As of August 3, 2026, 41% of stated strategies at Indemo are “add funds” or “reinvest”, compared to 49% at LenderMarket.
Do investors use Indemo and LenderMarket at the same time?
178 investors on P2P Dash track both platforms. 47% of LenderMarket investors also have Indemo in their portfolio.
How do I compare my own returns on Indemo and LenderMarket?
Import your transaction exports from both platforms into P2P Dash for free. You get your real net return (XIRR), cash drag and income per platform, directly comparable in one dashboard.
See your own numbers side by side
Import your portfolios from both platforms for free and P2P Dash shows your real net return (XIRR), cash drag and income, per platform and combined.