Importer Last Updated: January 3, 2026
Mintos
Mintos is Europe's largest peer-to-peer lending marketplace, founded in 2015 and headquartered in Riga, Latvia. The platform connects investors with loans from over 60 lending companies across 31 countries, offering access to consumer, business, and secured loans. Regulated by the Central Bank of Latvia under MiFID II since 2021, Mintos has facilitated over 12 billion EUR in investments. The platform features a secondary market and most loans include buyback guarantees from loan originators.
🇱🇻Latvia·Founded 2015·Regulated
Auto-InvestBuyback GuaranteeSecondary Market
Important Notes
- Values may differ slightly from Mintos dashboard, as Mintos does not export all transactions (e.g., losses) and includes pending payments not yet in exports
- Defaults are not exported, but can be requested from support
- Import for defaults is not yet implemented
- Mintos explanation: Defaulted interest/principal is directly deducted from Pending account, not from personal account, therefore not visible in Account Statement
- Direct Bonds: The account statement export is incomplete for Direct Bonds investments - principal repayments and interest payments share the same transaction type ("Transfer from investments in bonds"), and premium/discount amounts are not properly exported. This causes value discrepancies that P2P Dash cannot resolve until Mintos improves their export. Mintos has acknowledged this limitation and plans to improve the account statement section for bonds.